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First Person Lightning Baccarat: Our Review, How and Where to Play

Evolution by Evolution

Evolution First Person Lightning Baccarat is a 2021 RNG-powered edition of the multiplier-based casino card game. Boasting a 98.76% RTP, First Person Lightning Baccarat is a low house edge casino game with high winning odds. Thank to the multipliers, Lightning Baccarat can pay up to 262,144x your stake with a $500 max bet. Playable at all Evolution casinos, First Person Lighting Baccarat can instantly turn live by clicking the GO LIVE button in the UI.

With First Person Lightning Baccarat, Evolution continues to grow and nourish its Lightning series. Having begun with Lightning Roulette, it has expanded onto blackjack, dice, and now – baccarat. Extremely successful and popular with players, Evolution’s Lightning games pay hundreds of thousands times your bet.

First Person Lightning Baccarat
  • Excitement
  • Design & Sound
  • Streaming Quality
  • Interactivity
  • Win Potential

First Person Lightning Baccarat Review

Game Specifications
Game nameFirst Person Lightning Baccarat
Game providerEvolution
Game typeBaccarat
Streaming from Latvia
Bet range€1 - €500
Max win262,144x
Side betsYes
Supported platforms Android Apple Desktop Mobile Tablet Windows
Supported OS Android Apple Mobile Tablet Windows
Languages Bulgarian Bulgarian Chinese Chinese Croatian Croatian Czech Czech English English Finnish Finnish +16
All supported languages
  • Bulgarian Bulgarian
  • Chinese Chinese
  • Croatian Croatian
  • Czech Czech
  • English English
  • Finnish Finnish
  • French French
  • German German
  • Hebrew Hebrew
  • Italian Italian
  • Japanese Japanese
  • Polish Polish
  • Portuguese Portuguese
  • Romanian Romanian
  • Russian Russian
  • Serbian Serbian
  • Slovak Slovak
  • Spanish Spanish
  • Swedish Swedish
  • Thai Thai
  • Turkish Turkish
  • Vietnamese Vietnamese

In this detailed First Person Lightning Baccarat, we offer in-depth info about the new RNG Evolution game. The baccarat game online is the virtual casino counterpart to Lightning Baccarat launched in 2020. The standard theoretical RTP found in this baccarat game online is 98.76%, which is player-friendly. In practice, however, First Person Lightning Baccarat is inclined to strive towards a 99% RTP. Overall, we’re talking about a low house advantage game, so it’s relatively beginner-friendly.

First Person Lightning Baccarat caters to a hyper realistic gaming experience from a 3D casino studio. Directly linked to the live dealer version, the portal takes you from the virtual studio to the real-life one instantly. The GO LIVE button is by now extremely popular in Evolution live casinos.

Top play First Person Lightning Baccarat for real money, you need to know the basic baccarat rules. In our review, we’ll do our best to show you the best baccarat practices and how to win.

In this First Person Lightning Baccarat  review, we’ll describe what a lightning round looks like. Furthermore, we’ll observe the bonus bets, as well as the return for the main bets. Finally, we’re paying attention to the aesthetic qualities of this superior casino game.

Key Highlights

Good payback of over 98%
Affordable low 20% Lightning fee
Almost limitless multipliers over 250,000x
Standard baccarat bets + 2 side bets
Sublime 3D casino studio
Zoom-in & close-up features available

How to Play First Person Lightning Baccarat

The new Evolution card game follows the rules of classic baccarat. The only difference is the presence of the so-called multiplier Lightning cards. These considerably impact the outcome, so if you’re not into multipliers, First Person Lightning Baccarat might not be for you.

In line therewith, First Person Lightning Baccarat is played with eight 52-card decks, just like the live rendition. The betting time begins when the dealer calls the bets open. Then, players are welcome to place their stakes from $1 to $500 per round. The random generation system provides up to 5 Lightning Cards with a multiplier of 2x, 3x, 4x, 5x, or 8x.

You may bet on the Player, Banker, or the Tie (Draw). However, First Person Lightning Baccarat also accepts two bonus bets – Player Pair (PP) and Banker Pair (BP). These are optional bets, meaning you don’t have to stake any money on them if you don’t want to. A Banker Pair is when the two cards in the Banker position have the same value. The Lightning fee costs 20% your bet.

The round begins when the croupier deals two cards for the Player and two cards for the Banker. The hand with a total closer or equal to 9 wins. If neither hand wins in the first round of drawing, the dealer adds another card sidewise until the winner emerges. If the hand you staked on wins, and contains a card with an additional multiplier attached to it, your win will also multiply. If multiple cards in the hand have a multiplier, all of them will be multiplier. In turn, the max payout in First Person Lightning Baccarat stands at 262,144x your stake.

First Person Lightning Baccarat Card Ranks

In essence, First Person Lightning Baccarat is a standard baccarat game with higher payouts. In other words, popular baccarat rules apply to this Evolution casino game.

Cards from 2 to 9 retain their pip value, whereas picture cards and 10s have no value whatsoever. In translation, if a 10, King, Queen, or Jack draws, their worth is 0. The Ace is the least valuable with its worth stuck at 1. To qualify for the multiplier cards, you must pay a 20% Lightning fee.

Live Casino Best Tips for First Person Lightning Baccarat

  • First Person Lightning Baccarat is ideal for players who like the thrill of classic baccarat but could do with higher wins. This baccarat variant will be familiar to the card game connoisseurs, so it’s easy to play. The only discrepancy lies within the multiplier realm. To win a multiplier card, you pay an extra 20% your stake. Other than that, if you know how to play classic baccarat, First Person Lightning Baccarat will be a piece of cake.
  • By nature, baccarat can be quite unpredictable, so you may expect longer gaming sessions. Please mind your bankroll and apply relevant money management skills to maintain a steady balance.

First Person Lighting Baccarat Payouts

By the baccarat rules, here is what the paytable looks like for First Person Lightning Baccarat:

Evolution First Person Lightning Baccarat Payouts
Player Pair11:1
Banker Pair11:1
Multiplier8x per card, up to 262,144x in total

The most frequent winning hand is the Banker with phenomenal 45.86% probability of winning. The house edge in its case is just 1.06%. This bet pays 0.95 to 1, whilst the Player pays back even money. However, the Player has a slightly higher house advantage of 1.24%. The Tie Bet in First Person Lightning Baccarat pays 9 to 1, which is a great win on its own, even without multipliers. That said, if you win a Tie with multiplied cards, you may considerably boost your bankroll. The Pair bets, PP and BP, pay 11 to 1 the sum you staked. However, the casino edge is a whopping 10.36% for both the Player Pair and Banker Pair.


New to First Person Baccarat?

Special Features

First Person Lightning Baccarat is the perfect blend of simple and adventurous. If you’re a risk-taker, you’ll likely enjoy this card game. It boasts simple, familiar rules but adds to the thrill by integrating multipliers. The so-called Lightning Cards are selected randomly by RNG in each round. Five cards hold a multiplier, and if they end up in your winning hand, your win will be multiplier by that number. Lightning Cards offer multipliers from 2x to 8x in each game.

To make the gameplay even more engaging, Evolution allows two side bets – Player Pair and Banker Pair. Each pays 11x your bet, which is favorable. These bonus bets are not mandatory, but they can help you reach that max exposure.

Overall, the interface is dynamic and the First Person version feels rather realistic even without a dealer. The table is beyond authentic and the felt on it feels palpable. For those of you who care about the visuals, you should definitely try the new Evolution RNG game.


  • The user interface in First Person Lightning Baccarat is available in a sea of languages. The complete list follows: English, Albanian, Bulgarian, Chinese, Croatian, Czech, Finnish, French, German, Hebrew, Italian, Japanese, Polish, Portuguese, Romanian, Russian, Serbian, Slovak, Spanish, Swedish, Thai, Turkish, or Vietnamese. As this is a RNG casino game, there is no dealer, so you don’t get to use the live chat facility. However, you can easily transfer to the Evolution live lobby by selecting the GO LIVE option.

Our Verdict of First Person Lightning Baccarat

First Person Lightning Baccarat provides captivating gaming sessions 24/7.

As an online casino game, it does not impact your time zone whatsoever. It has simple rules and is fairly easy to master. The only flaw we noticed is the obligatory 20% fee on the Lightning feature.

However, you can make it count by keeping your coin size and default bet close to the table minimum.

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First Person Lightning Baccarat is a RNG-based casino card game developed by Evolution. It is the virtual casino counterpart to the ICE 2020-presented Lightning Baccarat Live.
Yes, simply tap the GO LIVE switch in the user interface to be taken to the live dealer studio in Riga, Latvia.
The First Person Lightning Baccarat return to player percentage is 98.76%.
The Tie bet pas 9:1, whereas Player Pairs and Banker Pairs pay 11:1.
The biggest jackpot in First Person Lightning Baccarat is 262,144x.
The highest-ranking casinos with Evolution Gaming software include 888 and Mr Green.

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First Deposit Bonus 100% up to €140
T&C apply. The minimum deposit required to get the bonus is €10. The wagering requirement is 30x the bonus amount. Expiry 90 days. New players only. 18+.