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Live Speed Baccarat Euro: Our Review, How and Where to Play

SA Gaming by SA Gaming

Live Speed Baccarat Euro is an online live dealer baccarat game released by SA Gaming in 2021. It boasts an RTP of 98.94% with a $1 minimum bet and a $500 maximum wager. The game is available on both desktop and mobile and increases the pace of the game.

When it comes to feature-heavy live casino baccarat games, SA Gaming is one of the best in the business. It makes sense, considering this is one of the best software providers in Asia. This variant simply increases the pace of the game, and our SA Gaming Speed Baccarat Euro review is here to explain how it works.

Live Speed Baccarat Euro
  • Excitement
  • Design & Sound
  • Streaming Quality
  • Interactivity
  • Win Potential

Live Speed Baccarat Euro Review

Game Specifications
Game nameLive Speed Baccarat Euro
Game providerSA Gaming
Game typeBaccarat
Streaming from Europe
Bet range€1 - €500
Max win20:1
Side betsYes
Supported platforms Android Apple Desktop Mobile Tablet Windows
Supported OS Android Apple Windows
Languages Chinese Chinese English English Hindi Hindi Indonesian Indonesian Malay Malay Spanish Spanish +2
All supported languages
  • Chinese Chinese
  • English English
  • Hindi Hindi
  • Indonesian Indonesian
  • Malay Malay
  • Spanish Spanish
  • Thai Thai
  • Vietnamese Vietnamese

Throughout 2020 and 2021, SA Gaming has been expanding its offer with a new set of tables. They’re named Euro, and the only important difference is a fresh live casino studio. In contrast to the Shanghai Speed Baccarat game, this one comes with a new and improved table and set. There are also subtle differences in some of the side bets, which we’ll dive into.

Besides that, the word Speed in the game’s title is not there for nothing. The game boasts an increased pace of play compared to regular SA Gaming Baccarat. At first glance, the 10-second betting time between rounds doesn’t seem like a big deal. However, the trick here is that the dealers use betting time to set up the cards as you’re making bets. Then, they simply flip them over after the 10 seconds are over, quickly revealing the result. Additionally, very little time is spent on squeezing or explaining, and comparing results. As a result, a typical SA Gaming Speed Baccarat game doesn’t take very long.

Ultimately, if you’re familiar with SA Gaming’s portfolio, you’ll feel right at home. It comes absolutely packed with side bets and multiple roadmaps, so there’s plenty here to keep your attention.

Key Highlights

The newest SA Gaming Euro studio which targets European audiences.
Recorded voice-over options in multiple (mostly Asian) languages.
5 side bets for added variety.
Detailed roadmaps, statistics, and table information.
Seamless switching to No Commission or Cow Cow rules on the same table.
The multi-bet feature allows players to wager on several tables at the same time.

How to Play Live Speed Baccarat Euro

As with all Baccarat by SA Gaming tables, 8 decks of standard 52 cards are used. The interface is also common to most of their titles. As you can see on the screenshots, the SA Gaming UI is a very crowded place. It doesn’t look all that great compared to the competition but displays an incredible amount of information. The bets are all arranged to the left. All you need to do to play Speed Baccarat Euro for real money is click on one of the chips and then the desired bet.

Speed Baccarat rules are the same as any other live casino baccarat table you’ve ever seen before. The goal is to correctly guess which of two card piles will end up closer to 9 in card value. Most cards offer face value to the total. However, all Aces count as 1, and all cards 10 and over count as zero. Also, if the total is over 10, only the last digit counts as the score.

The two card piles are called Player and Banker, as are the two main bets. Each side gets 2 initial cards per round. However, a third card is drawn if the pile’s total score is under 6. This last rule slightly favors the Banker side, which is why that bet is slightly more likely to win. To counteract this, a 5% commission is charged for winning Banker bets.

Before we get into the special features, we’ll also point out the different Speed Baccarat rules. Just above the main bets, you’ll see three tabs dubbed Baccarat, No Commission, and Cow Cow. You can switch between them at any time while still at the same table. No Commission baccarat removes the 5% commission for a small tradeoff. Cow Cow, however, is vastly different.

Live Casino Best Tips to Win Speed Baccarat Euro

  • Use the free SA Gaming Baccarat demo to try out the game. It’s a free way to get familiar with the game with no risk and no stakes.
  • Sticking to standard baccarat rules is generally better than No Commission variants in terms of RTP. Cow Cow is too different to compare directly.
  • Industry-standard rules and payouts mean you can rely on your usual strategies for Speed Baccarat Euro.

Live Speed Baccarat Euro Payouts

As you can see in the table below, the payouts are pretty much industry-standard. This extends to both the side bets and the core wagers. As we already mentioned, all Banker bets are subject to a 5% commission on winnings. You can avoid this by selecting No Commission, which instead pays 0.5 if your Banker bet wins with a 6.

SA Gaming Live Speed Baccarat Euro
Banker/Player Pair11:1
Banker/Player Natural7:2 (3.5:1)
Lucky 612:1/20:1

The two even money bets offer a return-to-player rate of 98.94%. This makes the main bets the most profitable in the long term. Tie bets are also the usual 85.64%, which is why most people avoid betting on Tie. The Pair, Natural, and Lucky 6 side bets come with 89.64%, 85.25%, and 83.32% RTP, respectively.


New to Live Baccarat?

Special Features

The most eye-catching features of this release are the baccarat roadmaps and the side bets. It doesn’t take a lot to understand how roadmaps work in live baccarat. They simply display the past 100 results or so, highlighting trends and hot and cold numbers. Statistically, trends won’t really help you win Speed Baccarat Euro by SA Gaming. Still, some players enjoy the wealth of information, and the stats screen is one of the game’s biggest advantages. We can safely say few competitors on the market can hold a torch up to this level of detail.

There are 5 Live Speed Baccarat side bets in total. Of course, Banker Pair and Player Pair are pretty much the same thing only applied to their respective card piles. The same is true for Natural side bets. Here are the side bets in Speed Baccarat Euro by SA Gaming, explained:

    • Player/Banker Pair is a classic betting option that predicts that the first two cards will be a pair. Can be made on either the Banker or Player card pile and pays 11:1.
  • Player/Banker Natural predicts that the relevant pile will win with a so-called natural result. In baccarat, a natural win is when the side wins with 2 cards scoring 8 or 9.
  • Lucky 6 only works with No Commission rules. If you place a Lucky 6 bet, the game will automatically switch to the ruleset. Essentially, the wager pays 12:1 instead of the usual 0.5:1 if Banker wins with a 6. If Banker draws a third card and wins with a 6, the payout is increased to 20:1.

Beyond that, you can manage the game’s audio levels at the bottom of the screen. This is where you’ll also find the language settings, game info, and customer service panels.


  • The Euro variant of SA Gaming Speed Baccarat is presented strictly in English. However, there’s also an interesting option of replacing studio sounds with automatic voiceover lines. You can then hear the pre-recorded dealer speech in English, Mandarin, Cantonese, Thai, Indonesian, or Hindi.
  • Also, you are free to choose a language for the user interface. Currently, the available options include English, Filipino, Cantonese, Mandarin, Thai, Vietnamese, Hindi, Indonesian, Malay, and Spanish.

Our Verdict of Live Speed Baccarat Euro

There’s no doubt that Speed Baccarat Euro is a good game. With the wealth of options available to the player at all times, it’s a true gambler’s favorite. However, there’s a more important question that dampens the overall impression. Does this release offer anything new compared to the old Shanghai games?

The answer is a disappointing ‘not really.’ Sure, the studio is different, but it’s not a very significant change. The side-betting options are also altered – but all of the side bets have horrid RTP so most players avoid them anyway.

There’s no real harm in this game existing, of course, and we’re sure some fans will appreciate the diversity. It’s still well-made, fun, and full of exciting features. However, we can’t help but feel SA Gaming’s resources could have been better spent on meaningfully expanding their portfolio.

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The fame is completely fair, in that all functions and odds work exactly as advertised. All casino games come with a house edge, though, so you’re always slightly more likely to lose than to win. This is especially noticeable with the side bets. However, such mechanics are quite transparent, and the game has been vetted by several licensing organizations.
The Player side only draws a third card if the current total is 5 or less. If the Player does not draw the third card, the Banker stands on 6 or more but draws on 5 or less. IF the Player does draw, the Banker draws a card if they can’t beat the current Player score. If Banker is in a winning position with the first 2 cards, the third card is not drawn.
The Speed variant of the popular casino game is identical to regular Baccarat in most ways. However, betting time is reduced to 10 seconds. The dealer will also use this time to prepare the cards on the table, so they can be revealed as quickly as possible. Read the How to Play section of this SA Gaming Speed Roulette Euro review for more details.
Yes, you can. A Speed Baccarat Euro demo version is available on the provider’s official website. This option allows you to check all the different betting limits, rules, and side bets for free.
Yes. You can load up the game on almost any modern mobile device. This includes Android, iOS, and Windows phones and tablets. You won’t need to download any special apps, either. Just open your best SA Gaming live casino and find the game in the lobby.
The lowest amount you can use as a stake in the game is $1, or the equivalent in other currencies. That said, there are multiple tables with different betting limits. The availability of these depends on the casino you’re playing at.

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