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Mega Baccarat Live: Our Review, How and Where to Play

Pragmatic Play by Pragmatic Play

Mega Baccarat is a live casino online baccarat game that introduces multipliers and exciting, volatile features to standard baccarat gameplay. Released by Pragmatic Play in 2023, it boasts an RTP of up to 98.79% with a minimum bet of $0.1 and a $3,000 maximum wager. The game is available on both desktop and mobile and adds an interesting new variant to Pragmatic Play’s live baccarat portfolio.

Mega Baccarat is the first time we see Pragmatic Play attempt to blend a game show feel with classic baccarat rules. With a surprisingly high RTP and unique mechanics, it’s certainly an interesting release, and our Mega Baccarat review is here to see whether it lives up to the hype.

Mega Baccarat Live
  • Excitement
  • Design & Sound
  • Streaming Quality
  • Interactivity
  • Win Potential

Mega Baccarat Live Review

Game Specifications
Game nameMega Baccarat Live
Game providerPragmatic Play
Game typeBaccarat
Streaming from Romania
Bet range€0.1 - €3,000
Max win1,000x
Side betsYes
Supported platforms Desktop Mobile Tablet
Supported OS Windows Android Apple
Languages Chinese Chinese Czech Czech Danish Danish Dutch Dutch English English Finnish Finnish +15
All supported languages
  • Chinese Chinese
  • Czech Czech
  • Danish Danish
  • Dutch Dutch
  • English English
  • Finnish Finnish
  • French French
  • German German
  • Hindi Hindi
  • Italian Italian
  • Japanese Japanese
  • Latvian Latvian
  • Lithuanian Lithuanian
  • Polish Polish
  • Portuguese Portuguese
  • Romanian Romanian
  • Russian Russian
  • Spanish Spanish
  • Turkish Turkish
  • Ukrainian Ukrainian
  • Vietnamese Vietnamese

Taking classic casino games and introducing a twist (usually in the form of multipliers and similar features) has proven to be a very good idea on multiple occasions. Pragmatic Play is certainly no stranger to such releases, though most of their efforts so far have been focused on roulette. Examples include the recent PowerUP Roulette and the fairly successful Mega Roulette.

It seems it’s time online baccarat got the same ‘Mega’ treatment. To our knowledge, this is one of the first live baccarat games with multipliers – barring, of course, Evolution’s Lightning Baccarat. It seems Pragmatic Play might try to turn their ‘Mega’ brand into a series, which may turn out quite interesting.

Mega Baccarat introduces multipliers to the classic game, and it does so in fairly interesting ways. We’ll get into the details below. For now, though, we’ll mention that this game is less of a game show and more of a classic card table with a few multiplier mechanics thrown into the mix. Keep that in mind if you’re on the fence about picking this title over the acclaimed (and more familiar) Lightning Baccarat, Mega Baccarat’s main competitor.

Not to say that Mega Baccarat doesn’t look great, mind you. It’s just closer to a standard table than other titles in this genre.

Key Highlights

Classic baccarat look and feel with three main bets and a standard table layout
Multipliers up to 100x are applied to all bet bets if the dice round shows 8 or 9
20% extra fee on all bets to cover the extra multipliers
Player and Banker Pair side bets, which can also be multiplied up to 1,000x
95 - 98.79% RTP, depending on the bet you’re making
100:1 max payout for Player and Banker bets, 800:1 for Tie

How to Play Mega Baccarat

From the player’s end, Pragmatic Play’s Mega Baccarat plays similarly to most other live dealer baccarat tables. You have three main betting options – Player, Banker, and Tie. Your job is to predict which of these two will draw a hand closer to 9. Two cards are drawn from a shoe of 8 decks for each hand every round, with an optional third card in some circumstances.

In other words, it’s pretty standard stuff. We won’t spend too much time explaining the basic game flow. If you need to brush up on the basics of baccarat and how to play it, check out our beginner’s guide.

Mega Rounds

The most interesting feature of this game is the so-called Mega Round, which features multipliers.

After the betting period is over, you will notice random multipliers are added to every betting position. However, they are not active at this moment.

Instead, the camera turns to a dice shaker, not unlike the one you can find in Sic Bo. It rolls two standard 6-sided dice. If the resulting sum of both dice is 8 or 9, the Mega multipliers are applied. Every round with active multipliers is called a Mega round.

If you win any bets in a Mega round, the multipliers are applied on top of the standard payout. For example, let’s say you won a Banker bet with a 3x multiplier. You’ll win the standard 1:1 Banker bet payout and a 3x multiplier payout. In total, you would technically win 4x your stake.

Note that all bets made in Mega Baccarat have a 20% fee applied to them. This Mega fee exists to cover the increased winnings provided by the multipliers. You can’t opt out of it on this table – if you don’t want the fee, consider playing at a standard Pragmatic Play baccarat table instead.

    Strategy Tips
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      Since no extra commission is paid on Banker bets, Player bets have the highest RTP in the game. Our recommended strategy for Mega Baccarat is simply flat betting on Player in every round.
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      Note that every betting position has a different multiplier. For instance, you could see 5x on Player, 3x on Banker, and 10x on Tie, all in the same round. Multipliers are only revealed after the betting period is over, though, so this shouldn’t change your strategy.
    • 3
      Interestingly, Pragmatic Play managed to “fix” the infamously bad Tie bet in baccarat through the Mega multipliers. It has 95% RTP, compared to the usual 85.6% on standard baccarat tables. It’s still the worst bet in the game, of course – it’s just not as bad as usual.

    Payouts and RTP

    The 20% commission initially seemed annoying to us, but it’s a fair price once you look at the numbers. In general, the RTP is barely lower than standard baccarat even though the maximum payouts are significantly higher.

    Note that Mega Baccarat does not charge extra commission on Banker bets. Technically, this is a variant of no-commission baccarat.

    Anyway, check out the full list of available bets in Mega Baccarat and their associated payouts and RTP rates.

    Mega Baccarat Payout Chart
    Player1:1 – 100:198.79%
    Banker1:1 – 100:198.54%
    Tie8:1 – 800:195%
    Player Pair10:1 – 1,000:197%
    Banker Pair10:1 – 1,000:197%

    Mega Baccarat RTP ranges from 95% to 98.79% depending on the bet you’re making. As usual, the Player and Banker bets are the strongest options, with Player having a slight advantage. The side bets are better than typical baccarat side bets, which is also true for the Tie, but they’re still suboptimal choices.


    New to Live Baccarat?

    Special Features

    Mega Baccarat live casino game comes equipped with all of the usual bells and whistles Pragmatic Play offers. For starters, you can use the live chat to communicate with the dealers and other players. The menu on the top of the screen also contains audio/video settings, language options, and an in-game guide to all of the rules and features.

    Additionally, the game also includes two common side bets: Player and Banker pairs. As the name implies, these bets win if the relevant hand receives two cards of the same rank during the initial draw. Mega Baccarat side bets can also be multiplied by the Mega Round feature.

    Beyond that, the stream also offers several classic baccarat roadmaps. These screens show the results of previous rounds, focusing on patterns and trends. You can use them to keep track of the results but don’t expect to be able to predict future outcomes based on previous ones. You can find more information on baccarat road maps and how they work here.


    • Mega Baccarat was launched with a single table in which the presenters exclusively use English.
    • The text on the interface, however, can be changed to Arabic, Bulgarian, Chinese, Danish, English, French, Finnish, German, Greek, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Latvian, Lithuanian, Norwegian, Portuguese, Romanian, Russian, Spanish, Swedish, Thai, Turkish, Ukrainian, Vietnamese.

    Our Verdict

    Considering everything we found out in this review, we’re impressed by what Pragmatic Play managed to pull off with this game. It’s not a big departure from what baccarat is all about, and the experience of playing Mega Baccarat is fairly familiar. However, the multipliers and dice add a whole new dimension to the game that makes it feel unique.

    Better yet, the multipliers and extra volatility were introduced with almost no cost to long-term profitability (RTP.) Better yet, Mega Baccarat actually improves some bets compared to the usual game, most notably the Tie.

    To sum up, Mega Baccarat is a great addition to the lineup of punto banco variants available in live casinos. It’s exciting, allows you to win big, and puts a fun twist to the game without sacrificing the original spirit. You should definitely check it out if you’re a fan of live casino baccarat.

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    Mega baccarat is a live online casino variant of baccarat created by Pragmatic Play and released in 2023. It introduces a system of multipliers to standard baccarat gameplay, which can boost your winnings up to 100x for the main bets.
    The most you can win is if you get lucky with a Mega Round on one of the two side bets. A Player or Banker Pair bet can win up to 1,000x during a Mega Round.
    The optimal way to play Mega Baccarat Live is to always bet on the Player while ignoring all other wagering options. It’s not the most exciting way to play, but the good part is that you can still win up to 100:1 per wager.
    Yes. Our review of the game is generally positive, and we can recommend the game to all fans of baccarat who want to spice up the game with increased volatility and bigger maximum winnings.

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