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Live Blackjack Early Payout: Our Review, How and Where to Play

Visionary iGaming by Visionary iGaming

Live A Blackjack Early Payout by Visionary iGaming is a live dealer blackjack game released in 2010. It boasts an RTP of 99.50% with a minimum bet of $1 and a $2,000 maximum wager. The game is available on both desktop and mobile and features unique gameplay based on optimal blackjack strategy.

Most people who play blackjack to win do so under relatively strict blackjack charts and strategies. At some point, ViG must have thought – if everyone just makes the same Basic Strategy moves, why not streamline the process? In this ViG Early Payout Blackjack review, we’ll see how the idea panned out.

Live Blackjack Early Payout
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Live Blackjack Early Payout Review

Game Specifications
Game nameLive Blackjack Early Payout
Game providerVisionary iGaming
Game typeBlackjack
Streaming from Costa Rica
Bet range€1 - €2000
Max win11:1
Side betsYes
Supported platforms Android Apple Desktop Mobile Tablet Windows
Supported OS Apple Android Windows
Languages English English Spanish Spanish

Blackjack Early Payout is widely regarded as Visionary iGaming’s most accomplished works. Its popularity is undeniable, but it’s not a live table blackjack game for everyone. Delivered to your desktop from a land-based studio in San Jose, Costa Rica, the 2.0 version features an informative interface and highly rewarding gameplay.

Launched in January 2010, Blackjack Early Payout is played according to the optimal player strategy. This means that the house edge stands at a mere 0.5%. Players also have the option to take the early payout each time they would rather not follow the basic strategy. The gist here is simple – all decisions are made automatically according to blackjack basic strategy. However, this mechanic clashes with some principles of why people play blackjack. While all players are on equal footing, this means that it doesn’t matter that you took the time to learn the game.

As such, the target audience of Blackjack Early Payout by ViG is a bit unclear. It’s either for really lazy blackjack fans or beginners who can use help with winning blackjack strategies.

Key Highlights

A thoroughly impressive 99.5% Return to Player rate.
The optimal player strategy ensures you’re always getting the best returns possible.
The early payout feature allows players to secure winnings or cut losses.
You can find an empty seat at all times and play up to three hands at once.
Pairs and Rummy side bets can seriously improve your profits.
Available to play at the best live casinos in America.

How to Play Live Blackjack Early Payout

Before you even start playing you will be asked to select between low, standard and high betting limits. After you have made your choice, the game window will load. Simply select from five chip sizes and place your bets.

Seeing as the table can accommodate an unlimited number of players, you can always find a seat as well as place up to three wagers at a time. Three hands will be played at the table, and you can wager on the outcome for each of them. Technically, all players at the table share these same few cards. After your bet is down, the game will essentially play itself. It will Hit, Stand, Double, or Split according to optimal blackjack charts.

Some players may like this approach, others won’t. While you can rest assured that the games are played as well as can be, the loss of agency won’t sit well with many blackjack fans.

Given that the cards are dealt according to the basic strategy, you won’t be able to Hit when the strategy says Stand. However, you can always decide to take an early payout and end the round then and there. If you’re wondering how Early Payout works in Blackjack, there isn’t much to worry about.

This option simply ends the round before its natural conclusion. The amount you are paid depends on the context at the table – specifically, your cards and the dealer’s up-card. If you seem more likely to win than lose, you’ll get a profit. However, this return would be nowhere near the usual 1:1 payout.

Conversely, if you seem unlikely to win, the payout will be smaller than the initial stake. That way, you can cut your losses when things aren’t going your way.

Live Casino Best Tips for Blackjack Early Payout

  • This is a very good live blackjack game for beginners. You don’t have to worry about optimal blackjack strategies – the game does that for you.
  • If you think you’re about to lose, don’t be afraid to take an early payout. A small payout is better than losing your stake completely.
  • The dealer hits on a soft 17 but stands on a hard 17. This slightly differs from most Live Blackjack rules.

Live Blackjack Early Payout Payouts

The payouts in this game are easy to remember if nothing else. It’s all fairly standard, save for the fact the two side bets have fixed payout rates. Also, be aware of how early payouts work. They can offer anywhere from 0 to 1:1, depending on the cards on the table.

ViG Blackjack Early Payout Live Paytable
Perfect Pairs11:1

Under these rules, the RTP in Early Payout Blackjack is a solid 99.50%. Because of the use of basic strategy, you can rest assured that this is the house edge in almost all circumstances. The only exceptions are the side bets and Insurance. Perfect Pairs and Rummy offer 93.89%, and 95.86% RTP, respectively. As always, Insurance sits at under 89% and should be avoided most of the time.


New to Live Blackjack?

Special Features

The standard Visionary iGaming live casino interface is a bit dated, but at least functional. The focus is heavily on the game itself, rather than the dealers or presentation. You can see a roadmap to the right of the main stream, as well as a dealer tip button just under it. Just below is a big green button that allows players to take Early Payout offers.

As far as the side bets go, there are two of them. Most players are familiar with Perfect Pairs by now.

The goal of this optional wager is to predict whether the player’s initial two cards will form a pair. In this online blackjack variant, this bet pays 11:1, regardless of the pair’s suit.

Rummy is the other Live Blackjack Early Payout side bet. This side wager is functionally very similar to the popular 21+3 side bet in top blackjack games. The idea is to assemble 3-card hands of cards with matching suits, rank, or with ranks in sequential order. If you manage to do so, you’ll receive a 9:1 payout.


  • The Visionary iGaming game does not boast an option to change the UI language. However, the company focuses heavily on products for live casinos in the US. AS such, tables are available in two of the most widely-spoken languages in the country – English and Spanish.

Our Verdict of Live Blackjack Early Payout

The innovative Blackjack game from Visionary iGaming impresses on some levels and it can accommodate several different types of casino gamers.

While VIP players will be delighted with high wagering limits, novice gamers can just follow the basic strategy knowing that it gives them the best chances of winning. Add to that the Early Payout option as well as Pairs and Rummy side bets and we understand the game’s popularity.

However, hardcore fans of classic blackjack will probably be annoyed more than anything else. The early payout feature is great and all, but taking away player control in this way won’t suit everyone.

To conclude – some will love it, some will hate it, but you should probably try out this game anyway. Beginners may especially find it useful for learning basic strategy in live online Blackjack.

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This highly depends on the context. Knowing when to take Early Payout is a skill in its own right, similar to card counting. Essentially, you need to be able to see betting value on the fly. This means recognizing the ratio of the payout vs. the odds of success. If the payout is better than what the odds are implying, the option is worth it.
Blackjack Early Payout is a 2010 live table blackjack game operated by Visionary iGaming. The game allows players to bet on up to three hands, but the decisions themselves are left up to an automatic optimal blackjack strategy. The early payout refers to the option to take a reduced pay before the round is over.
Early payouts in blackjack can be taken whenever it’s time for the player to make a decision. Essentially, the game offers you a payout based on the hands that are showing on the table. At first, this means the player’s first two cards and the dealer’s upcard. As the round progresses, the situation changes, and one side or the other is more likely to win. For instance, if you have 20 showings initially, the payout will be favorable – but still smaller than the full 1:1. If you take it, you’ll lose some profitability but guarantee that the dealer doesn’t end up winning or pushing despite the initial advantage.Conversely, if you seem more likely to lose, the payout will be smaller than the stake you put up. In this case, you can use Early Payout in Blackjack to cut your losses and earn some of the money you wagered. However, this forfeits any chance of turning things around. For example, maybe the dealer ends up busting despite the odds being against you.
Yes, you can. Interestingly, the standard interface of this game leaves plenty of room for control buttons. The stream screen itself, however, is quite small. This layout is quite helpful on smaller phone screens.
According to this online blackjack variant’s rules, you can double on any card. This includes Splits.
Thanks to some player-friendly rules, this title boasts an excellent RTP of 99.50%. Also, the mechanics guarantee that only optimal blackjack strategies are used. This means that the RTP and house edge are consistent and bad decisions won’t ruin the profitability of the game.

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