logo logo
Results for


Top Picks for United States United States



Lightning Baccarat: Our Review, How and Where to Play

Evolution by Evolution

Live Lightning Baccarat by Evolution is a live dealer baccarat game released in 2020. It boasts an RTP of 98.76% with a minimum bet of $1 and a $500 maximum wager. The game is available on both desktop and mobile and features multipliers and Evolution’s professionally trained live dealers.

The Lightning feature of the original Evolution Lightning Roulette proved to be quite a success. More similar titles were rolled not long after, and a live table baccarat table seems like the obvious choice. In this Lightning Baccarat game review, we’ll see how Evolution baccarat meshes with such shocking features.

Lightning Baccarat
  • Excitement
  • Design & Sound
  • Streaming Quality
  • Interactivity
  • Win Potential

Live Lightning Baccarat Review

Game Specifications
Game nameLightning Baccarat
Game providerEvolution
Game typeBaccarat
Streaming from Latvia
Bet range€1 - €500
Max win$500000
Side betsYes
Supported platforms Android Apple Desktop Mobile Tablet Windows
Supported OS Android Windows
Languages Albanian Albanian Bulgarian Bulgarian Chinese Chinese Croatian Croatian Czech Czech Finnish Finnish +15
All supported languages
  • Albanian Albanian
  • Bulgarian Bulgarian
  • Chinese Chinese
  • Croatian Croatian
  • Czech Czech
  • Finnish Finnish
  • French French
  • German German
  • Hebrew Hebrew
  • Italian Italian
  • Japanese Japanese
  • Polish Polish
  • Portuguese Portuguese
  • Romanian Romanian
  • Russian Russian
  • Serbian Serbian
  • Slovak Slovak
  • Spanish Spanish
  • Swedish Swedish
  • Thai Thai
  • Turkish Turkish

Evolution Gaming’s latest product presented at ICE 2020 is another lightning-powered casino game hosted by elegant dealers in a gorgeous, breath-taking studio setting. Evolution completely won over the audience with Lightning Dice and especially with Lightning Roulette, which was one of the biggest releases of its time. They then decided to whip out another electrifying casino game just in time for the beginning of the year. The third member of the Lightning family is Lightning Baccarat. It’s the first one to embrace the card games tradition while continuing the popular company concept of combining RNG multipliers with live table action.

The great thing about Lightning Baccarat is that you don’t have to learn any special rules to be able to play it. This is still a standard baccarat game where well-known rules apply. You merely need to go over a few new features and you’ll be ready to place your first bet. In case you haven’t had a chance to play Lightning live casino games before, you will be swept away by the stunning Art Deco environment and the graceful mannerisms of the dealers.

Key Highlights

Lighting round with multipliers that can go up to 262,144x.
Magnificent studio setting with random flashes of lightning.
Trained dealers you can chat with.
Standard baccarat rules make the game easy to master.
Two side bets available paying 9:1 odds, Banker Pair and Player Pair.
Detailed tracking of the past 100+ rounds.

How to Play Live Lightning Baccarat

As most baccarat games, Lightning Baccarat is played with 8 standard 52-card decks and the dealer draws cards from a shoe of previously shuffled cards. You will be betting on Banker, Player, or Tie, the three standard wagers in baccarat. Therefore, you will see three main betting areas for these three bets. There will also be two additional side bet areas for Banker Pair and Player Pair. We’ll discuss these in more detail in the special features section.

Betting on the Banker means that you stake your money on the Banker’s hand to beat the Player’s hand. The hand that has a value closest to 9 wins. To interpret the hand values you need to remember that Aces are ranked the lowest in a game of baccarat and they are worth 1 point each. Cards from 2 to 9 retain their face values, whereas 10s, Jacks, Queens, and Kings are worth 0 points.

Importantly, there are rules for drawing a third card. If the pile’s point total is between 0 and 5 after the first two cards, that side draws another. The only exception is if the banker already has 8 or 9, in which case the banker wins outright. This means that the banker side has a slight advantage – it’s more likely to win in the right circumstances. That’s why a 5% commission is charged on all banker wins.

The only other thing you need to know about how Lightning Baccarat works are the multipliers. We’ll explain these further down.

Live Casino Best Tips for Lightning Baccarat

  • Statistically speaking, you should see a Lightning card dawn once every 3 rounds.
  • Some lightning cards are better than others, depending on which cards were discarded in previous rounds.
  • In other words, some basic baccarat card counting can be quite useful.

Watch Video Preview of Lightning Baccarat from Evolution

Below, you’ll find a nice compilation of stunning Lightning Baccarat moments, compiled by Evolution themselves. It does a great job of showing how to win Lightning Baccarat. Both the multiplier feature and stunning studio are there, which should give you a solid idea of the game experience.

In true Evolution fashion, the Lightning Baccarat game is quite the spectacle. That said, it’s a bit more subtle than the equivalent roulette game – there are no dramatic lever pulls this time. Still, it’s quite breathtaking even among the best live baccarat games.

Live Lightning Baccarat Payouts

The good part about Lightning Baccarat is that the payouts remain largely identical to regular live baccarat. This is most important for the two main bets – Player and Banker. Both sides still pay out even money, though Banker bets have a standard 5% commission.

The Tie wager and the side bets are where things become bad for the overall RTP. Tie bets payout an abysmal 5:1, compared to the standard 9:1. However, the tie bet can stack up with lightning multipliers for some stunning wins.

Evolution Lightning Baccarat Payouts

However, each bet is also charged a 20% fee to cover the cost of the multipliers. That’s why we recommend sticking to the two main bets – Player and Banker. Otherwise, you’re taking an increase to the house’s edge twice over.

If you play Lightning Baccarat for real money, keep in mind that the multipliers are integral to the game. That’s why these payouts are not nearly as bad as they might seem at first glance. These can stack with each other for impressive amounts, but all payouts are maxed at $500,000.


New to Live Baccarat?

Special Features

So how does Lightning Baccarat work, in terms of the multipliers? Once betting time over, the so-called lightning round begins. Up to 5 cards are randomly selected and assigned a multiplier value that can be 2x, 3x, 4x, 5x, or 8x. Only then are the cards drawn and the baccarat game progresses as usual.

If you bet on one side and that side draws a lightning card and wins, your winnings will be multiplied by the assigned value. For instance, if you wager $10 on a Player bet and it gets multiplied by x5, you’ll win $100!

To make things even crazier, multiple Lightning cards all multiply each other to create massive wins. This also applies to Tie bets, which can get multiplied up to 6 times!

The Pair baccarat side bet works as normal as well. All you have to do is predict whether the chosen side will have a pair. Side bet winnings are also modified by multipliers.


  • All lightning baccarat live tables are broadcast in English, for now. However, the interface and the overlay can be changed to fit your needs. This is done through the settings menu, which looks exactly the same as in any other Evolution live casino game.
  • Available UI languages include English, Albanian, Bulgarian, Chinese, Croatian, Czech, Finnish, French, German, Hebrew, Italian, Japanese, Polish, Portuguese, Romanian, Russian, Serbian, Slovak, Spanish, Swedish, Thai, and Turkish.

Our Verdict of Live Lightning Baccarat

Baccarat lovers out there looking for a tight game version with a unique twist will fall in love with Lightning Baccarat.

Entering the game is easy since you already know the basic baccarat rules. You just need to wait for the multipliers to come and make your potential winnings significantly larger.

The only thing that may be seen as a downside to Lightning Baccarat is the upfront commission of 20%. These also mean that the overall RTP for this title is slightly lower than standard live baccarat versions.

After Lightning Baccarat, we can see that the Lightning series will become one of Evolution’s most prized and cherished creations.

These games are shared across various great gaming platforms, allowing players to benefit from them both in a visually immersive experience and gaming satisfaction.

  • *
  • *
  • *
  • *
  • *



Lightning Baccarat is a 2020 live casino baccarat game, made and released by Evolution. It presents players with a slight twist on the formula of top live dealer baccarat games by introducing multipliers.
Generally speaking – no. However, Evolution has been working hard on establishing a foothold in the US market, namely in New Jersey and Pennsylvania. For now, you can check out this list of top US live casinos and check if you’ll have access.
No. With a company the size and renown of Evolution, that’s highly unlikely. As with all casino games, though, the casino is always at an advantage, as described by the game’s RTP value.
That depends on what you’re looking for. If you just want to get as high of an RTP as possible, it’s not great. However, it’s incredibly exciting, and you can make massive amounts of money if you get lucky.
Since there’s no way to predict which cards get multipliers, you should just rely on standard baccarat strategies. However, give tie and pair bets an even wider berth than usual.
Hands down, the Player bet. It offers the best RTP by avoiding the Banker bet commission and doesn’t suffer from lowered odds like Tie.

All Evolution Games