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XXXtreme Lightning Baccarat: Our Review, How and Where to Play

Evolution by Evolution

XXXTreme Lightning Baccarat Live is a live casino baccarat game made by Evolution in 2023, and a more volatile sequel to 2020’s Lightning Baccarat. It boasts an RTP of 98.86% with a minimum bet of $1 and a $5,000 maximum wager. The game is available on both desktop and mobile and features multipliers and Evolution trademark game show presentation.

The Lightning brand of Evolution’s gripping live casino game shows continues to grow. This time, the mega-successful Lightning Baccarat has been expanded with more volatility and a higher maximum payout. Winning a 2,850,000x multiplier sure sounds exciting, so our XXXTreme Lightning Baccarat game review is here to find out how good the sequel turned out.

XXXtreme Lightning Baccarat
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XXXTreme Lightning Baccarat Review

Game Specifications
Game nameXXXtreme Lightning Baccarat
Game providerEvolution
Game typeBaccarat
Streaming from Latvia
Bet range€1 - €5,000
Max win$500,000
Side betsYes
Supported platforms Desktop Mobile Tablet
Supported OS Android Apple Windows
Languages Arabic Arabic Chinese Chinese Danish Danish Dutch Dutch English English Finnish Finnish +16
All supported languages
  • Arabic Arabic
  • Chinese Chinese
  • Danish Danish
  • Dutch Dutch
  • English English
  • Finnish Finnish
  • French French
  • German German
  • Greek Greek
  • Hindi Hindi
  • Italian Italian
  • Japanese Japanese
  • Korean Korean
  • Latvian Latvian
  • Lithuanian Lithuanian
  • Norwegian Norwegian
  • Polish Polish
  • Portuguese Portuguese
  • Romanian Romanian
  • Russian Russian
  • Spanish Spanish
  • Turkish Turkish

The Lightning family of Evolution live casino games is arguably one of the most impactful releases in recent live casino history. It seems every new table game these days has some sort of big multiplier or extra feature, and it all started with Lightning Roulette. Of course, Evo also expanded the brand with Lightning Dice, Blackjack and, of course, Baccarat.

In 2021, the series was updated with a new line of games, aptly named XXXTreme Lightning. The idea behind these sequels is to take the same proven mechanics of Lightning games and turn them up to 11.XXXTreme Lightning Roulette was the first to receive such a treatment, and it remains a popular pick among players. This new baccarat game essentially does the same, except it uses the innovative Lightning Baccarat Live.

As such, we should note that XXXTreme Lightning Baccarat is in most regards identical to the original. The multipliers can reach bigger numbers, but the 20% fee on all bets has been increased to 50%, which also resulted in a difference in RTP. Either way, we highly advise that you read our review of Lightning Baccarat first. It will give you the kind of perspective you’ll want to better judge this game, on top of helping you better understand the rules and features.


Key Highlights

More volatile version of Evolution's Lightning Baccarat
Features random multipliers which can substantially increase payouts on all bets
Multiple lucky cards can stack in one hand, resulting in massive rewards
Win up to 1,000:1 on Player/Banker bets, and up to 2,850,000:1 on Tie bets!
Two side bets that can also be multiplied - Player and Banker Pair
Presented from a custom-made studio with high production value and excellent dealers

How to Play XXXTreme Lightning Baccarat

As most baccarat games, XXXTreme Lightning Baccarat is played with 8 standard 52-card decks which the dealer draws cards from a shoe of previously shuffled cards. You can bet on Banker, Player, or Tie – the three standard wagers in baccarat.

To bet, you can use the three main betting areas at the center of the screen by placing chips on them.. There are also two additional side bet areas for Banker Pair and Player Pair. We’ll discuss these in more detail later.

As always, your goal is to predict whether Banker or Player will be closer to a total value of 9 after drawing two cards. Each hand may also receive a third card, depending on special Baccarat third card rules. Only the last digit of any hand total counts towards winning, so all cards 10 and over count as a 0.

All of this works much like in standard baccarat games. If you’re not sure about the whole process, we encourage you to read our guide to the rules and basics of baccarat.

We should also note that all winning Banker bets have to pay a small 3% commission because Banker is more likely to win than Player. However, in XXXTreme Lightning Baccarat, that fee is smaller than the usual 5%.

Lightning Multipliers

The most important feature of XXXTreme Lightning Baccarat are the multipliers. They’re what sets this game apart from the competition, and the centerpiece of the whole Lightning theme. Here’s how it all works.

In every round, between 4 and 8 cards are randomly selected from a virtual deck of 52 cards. These cards are selected for Lightning Multipliers.

Each of these cards is randomly assigned a 2x, 3x, 4x, 5x, 8x, or 10x multiplier. You can see the current Lightning Cards in the bottom left corner of the screen.

If you make a bet and it wins after drawing a Lightning Multiplier card, your winnings are increased by the multiplier. Importantly, only the cards for the winning Player or Banker side apply. For instance, your Player bet can only be multiplied by Lightning cards that are drawn on the Player side of the table.

For example, let’s say that the 5 of Clubs was selected for a 5x multiplier. If you bet on Banker and the Banker hand draws a 5 of Clubs and wins, you’ll win 5x your stake.

Interestingly, these multipliers stack multiplicatively with each other. For example, if the hand you bet on contains a 2x multiplier and a 3x multiplier, you’ll end up with a total 6x multiplier.

Winning Tie bets can be increased by any card on the table. This effectively means that up to 6 multipliers can affect a single Tie bet, leading to massive (but highly unlikely) potential payouts.

However, a 50% commission is charged on all bets in XXXTreme Lightning Baccarat to cover the costs of these potential multipliers. Note that this 50% does not count towards calculating payouts, same as the 3% Banker commission.

Side Bets

XXXTreme Lightning Baccarat also offers to side bets. Well, to be fair, they’re more like one side bet with two sides – Player and Banker.

The Player/Banker Pair side bet wins if the first two cards dealt to that side of the table are of the same value. A Player Pair bet only wins if the Player hand draws a pair, and vice versa.

Importantly, XXXTreme Lightning Baccarat side bets can also be increased by multipliers.

    XXXTreme Lightning Baccarat Strategy Tips
    • 1
      Contrary to what you might see in regular baccarat, the Player bet is actually the best bet in XXXTreme Lightning Baccarat. It offers 98.86% RTP - the highest in the game.
    • 2
      Baccarat generally entirely depends on luck. However, we suggest sticking to the main Player/Banker bets exclusively. The gap in RTP between them and Tie is huge and very noticable.
    • 3
      Sadly, the same also applies to the two side bets. The Tie bet at least offers a huge maximum payout, no matter how unlikely. The side bets are just bad all-around.

    Payouts & RTP

    The base payouts XXXTreme Lightning Baccarat are similar to standard baccarat, with some exceptions.

    The Player/Banker bets offer even money, same as always. However, they also have a shot at reaching 1,000:1 through multipliers.

    On the flip side, Tie only pays 2.85:1, compared to the usual 8:1. However, they can reach dizzying heights of 2,850,000:1 thanks to all the stackable multipliers.

    Bear in mind that all payouts in Evolution’s games are hard-capped at $500,000, which is also the maximum payout in XXXTreme Lightning Baccarat.

    XXXTreme Lightning Baccarat Payouts
    Player1 - 1,000:198.68%
    Banker1 - 1,000:198.53%
    Tie2.85 - 2,850,000:192.67%
    Player/Banker Pair8 - 800:190.45%

    The optimal RTP in XXXTreme Lightning Baccarat is 98.68%, which can be accessed strictly through the Player main bet. The Banker bet is slightly weaker, though it’s still worth playing if you prefer it. Tie and Pair bets, however, are much weaker in terms of house edge and are best avoided by new players.


    New to Live Baccarat?

    Summary and Our Verdict

    XXXTreme Lightning Baccarat follows a formula that simply works, as has been proven time and again. The original game earned a big following of dedicated players, and we don’t see why this version wouldn’t. Especially considering the notable success of XXXTreme Lightning Roulette.

    In fact, we would say that this XXXTreme version of the game outshines the original in several ways. Simply put, it more heavily leans into the features that made it so good in the first place. The multipliers are bigger, there’s more of them, and the resulting payouts are much bigger. Of course, this comes at a cost of bigger fees and slightly lower RTP, which may not suit everyone.

    Still, if you enjoyed the original, we highly recommend that you also play XXXTreme Lightning Baccarat Live. Both games are top examples of this combination of live baccarat with casino game shows. Some may prefer one to the other, but that’s mostly down to personal preferences.

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    XXXTreme Lightning Baccarat is a special, revamped version of the Lightning Baccarat live casino game from Evolution. It features higher multipliers and more volatility compared to the original.
    The two games are equal in most regards. The XXXTreme version offers a higher potential payout and more multipliers, but the original has better RTP and more consistency.
    Yes, up to five roadmaps can be seen in the lower left corner of the screen. They allow you to track the results of the current card shoe.
    In Evolution's Lightning Baccarat games, players have a chance to win much bigger amounts than in standard variants of baccarat. However, a 30-50% fee applies to all regular bets to cover the costs of these win multipliers.

    All Evolution Games