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Multibet Live Baccarat: Our Review, How and Where to Play

Authentic Gaming by Authentic Gaming

Multibet Live Baccarat by Authentic Gaming is a live dealer table card game released in 2021. It boasts an RTP of 98.94% with a minimum bet of $0.50 and a $2,000 maximum wager. The game is available on both desktop and mobile and is a top-tier release for lovers of baccarat side bets.

Variety is the spice of life, and the same is true for the good old game of live baccarat. With more side bets than you’ll know what to do with, this premium Authentic Gaming Live Baccarat table always has something new around the corner.

Multibet Live Baccarat
  • Excitement
  • Design & Sound
  • Streaming Quality
  • Interactivity
  • Win Potential

Multibet Baccarat Live Review

Game Specifications
Game nameMultibet Live Baccarat
Game providerAuthentic Gaming
Game typeBaccarat
Streaming from Malta
Bet range€0.5 - €2,000
Max win30:1
Side betsYes
Supported platforms Desktop Mobile Tablet
Supported OS Android Apple Windows
Languages Chinese Chinese English English Finnish Finnish French French German German Italian Italian +7
All supported languages
  • Chinese Chinese
  • English English
  • Finnish Finnish
  • French French
  • German German
  • Italian Italian
  • Japanese Japanese
  • Polish Polish
  • Russian Russian
  • Spanish Spanish
  • Swedish Swedish
  • Thai Thai
  • Turkish Turkish

Side bets in online baccarat can occasionally be vastly more exciting than the main game. Especially if you’re looking to avoid repeatedly betting on the Banker to win. And while the side bets may suffer from reduced long-term returns, they’re still a great bit of variety. If you agree, Authentic Gaming cooked up something just for players like you. In this Authentic Gaming Multibet Baccarat review, we’ll take a look at the complex baccarat variant brought to us in 2021.

Multibet Baccarat is a live casino baccarat game with as many side bets crammed into it as possible. That much is clear, but it’s not the only quality feature this game has. For starters, it’s made by Authentic, one of the most respected software providers in the business. This entails a full HD stream of professional live casino dealers in hand-crafted studios. Needless to say, the presentation is close to perfect, so we won’t spend too much time dwelling on it.

As you may have guessed, Multibet Baccarat side bets are the part that makes or breaks this game. A wide selection of betting options is great, but there needs to be quality as well as quantity. After all, side bets in baccarat are notorious for high house edges and being closer to gimmicks than core gameplay elements. Either way, you can find a detailed rundown of the side bets in the special features section of this review.

Key Highlights

Classic live baccarat gameplay with a 5% commission on all winning banker bets.
Standard 8:1 tie bets and the usual third-card rules.
Many side betting options: Pairs, Perfect Pairs, Natural, and the Dragon Bonus for both Banker and Player, and Super 6.
8-deck shoe, which makes most attempts at baccarat card counting very difficult.
24/7, full HD stream from Authentic’s premises on Malta.
Switch between commission and no-commission mode at any moment.

How to Play Multibet Baccarat Live

The focus of this title is squarely on side betting, so the core game is pretty basic. Standard punto banco rules are all you need to know how to play Multibet Baccarat. If you’re a rookie, we’ll explain the basics here.

Multibet Baccarat is played with 8 standard decks of 52 cards. Each round, the dealer will place two cards each on two card piles called Player and Banker. Your goal is to correctly predict which one of the two will have cards totaling closer to 9. To do so, just use the chips in the game to place bets on the main bets which include Player, Banker, and Tie.

A few notes, though. First of all, only the last digit in any point total counts towards winning the faceoff. This means that a total of 14 counts only as 4. Moreover, any card 10 and over counts as a 10, which in practice translates to 0.

Additionally, the dealer may occasionally place a third card on one or both of the card piles, depending on the game’s third card rules.

Player and Banker cards are then compared, and the one with the higher score wins. Both of these betting options essentially pay even money. However, Banker is slightly more likely to win, which is why all Banker winning bets have a 5% commission attached.

That said, Multibet Baccarat by Authentic Gaming allows you to turn on no-commission baccarat at the right-left corner of the screen. This will prevent you from betting on the Dragon Bonus but will enable the Super 6 bet. Under No Commission rules, however, winning Banker bets with 3 cards and a total of 6 counts as a Push.

Live Casinos Best Tips for Multibet Live Baccarat

  • All side bets can be played on either the Banker or Player side. However, there are sometimes significant differences between the two. For instance, the Player Dragon Bonus has an RTP of 97.35% compared to the 90.63% of Banker Dragon Bonus.
  • On the flip side, Player and Banker Natural are more or less equal in terms of the house edge.
  • The side bets are fun, but be careful not to overextend your bankroll. Most of these are quite risky and fairly volatile, which means they can quickly drain your funds.
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We already mentioned that all Banker wins come with a 5% commission. Beyond that, Tie wagers offer 8:1 and horrible RTP as a consequence.

Multibet Live Baccarat side bets are the star of the show, but it seems Authentic blended together several common rulesets. As a result, the wagers themselves are a bit of a mixed bag. Some are well constructed, while others will cripple your long-term returns.

We’ve compiled a table with Multibet Baccarat maximum payouts and RTPs across the board. Use this info to make your betting decisions.

Multibet Live Baccarat Payouts
Banker (No Commisson)1:198.54%
Player/Banker Pair11:189.64%
Player/Banker Combination Pair5-25:192.05%
Player/Banker Natural Win4:194.73%
Player Dragon Bonus1-30:197.35%
Banker Dragon Bonus1-30:190.63%
Super 615:186.18%

As you can see, side bets in Multibet Baccarat are risky business despite the game’s focus on them. In short, the house edge is all over the place – though a skilled player can still make use of them. To be frank, though, most of these are industry-standard payouts with no room for changes.

As for the progressive Dragon side bet, the math is not that easy. The maximum payout grows as more people play the wager, after all. The base RTP sits at around 90.63%.


New to Live Baccarat?

Special Features

We’re finally getting to the part that forms the core of this Authentic Gaming release. The side bets in this title are as varied as they are exciting. Let’s go through how they all work.

Again, if you want access to the Super 6 side bet in Multibet Baccarat, you’ll have to turn on No-Commission mode.

  • Player/Banker Pair – arguably the simplest option on the table. If the first two cards the chosen side draws are of the same value, you win 11:1.
  • Player/Banker Pair Combination Pair – a strange way of calling the popular Perfect Pairs baccarat side bet. Similar to the Pair bet, except you may get a better payout if the two initial cards are also of the same color/suit. 5:1 for a Pair, 12:1 if they’re the same color, and 25:1 if the two cards are identical.
  • Player/Banker Natural Win – wins if the chosen side wins the round with a total of 8 or 9 without drawing the third card.
  • Player/Banker Dragon Bonus is slightly more complex. This side wager also predicts that the relevant hand will get a Natural Win. However, the Dragon Bonus only pays if the hand also wins with a difference of at least 4 points. The bigger the difference, the better the payout.
  • Super 6 – If the Banker hand wins with a total of 6, the Super 6 wager is successful.

You can use as many or as few of these as you like in each round.

Multibet Baccarat features also include various roadmaps and stats windows. These are great if you want to see how the betting options have been performing for the past 300 rounds.


  • Authentic Gaming has been known to implement native-speaking tables in languages other than English. However, this is not the case with the Multibet Baccarat game. For now, the only tables available are conducted in English.
  • However, you can alter the display language of the user interface in the settings menu. Text language options include English, Chinese, Finnish, French, German, Italian, Japanese, Polish, Russian, Spanish, Swedish, Thai, Turkish.

Our Verdict of Multibet Live Baccarat

The thought process behind Multibet Baccarat is apparent, and the results are quite good. The sheer number of betting options make it clear that Authentic managed to pull off what they set out to do. As such, this is one of the most feature-heavy and volatile live casino baccarat games currently available.

The staggering number of wagering options is great and all, but we’re glad to see the devs didn’t let their standards slip in other areas. For example, the fact that you can switch between No Commission Baccarat and regular variants is quite handy. That way, we essentially get two games rolled into one. It’s an unparalleled level of variety for such a straightforward game.

You can play Multibet Baccarat for real money at any Authentic-powered online casino. If you’re the kind of player who likes spicing things up with side bets, this title is an excellent option.

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Very Good


This game emphasizes the side-betting features above all else. As such, there’s a total of 9 side wagers to choose from, including Pairs, Perfect Pairs, Natural, and the Dragon Bonus for both Banker and Player, and Super 6.
Placing a Dragon Bonus wager on the Player side is easily the strongest in terms of RTP. However, all side bets in this game fall short of the main bets. Side bets are volatile but are the best way to get large winnings.
If you’re looking for as many side wagers as possible, it is one of the best options around. However, in terms of profitability, and commissioned version of live online baccarat is a good option.
No. Authentic Gaming is a world-renowned creator of live dealer casino games. The company is licensed to operate remote gambling tables in multiple jurisdictions, including the respected MGA. Their games are vetted and tested for fairness – otherwise, they wouldn’t be able to get licensed. In short, if you’re playing at a safe online casino, you have nothing to worry about.
For beginners, the best strategy is to repeatedly bet on Banker with the 5% commission on. If you want to throw in a side bet, consider Player Dragon Bonus. Combining these two is an interesting way to hedge your bets, too.
As usual with live baccarat tables, an Ace is worth 1.

All Authentic Gaming Games

Authentic Gaming


First Deposit Bonus 100% up to €140
T&C apply. The minimum deposit required to get the bonus is €10. The wagering requirement is 30x the bonus amount. Expiry 90 days. New players only. 18+.