Quantum Baccarat is a live casino baccarat game from Playtech that features random multipliers that can substantially increase the rewards of any bet, including side bets. As a tradeoff, a 20% Quantum fee is applied to all wagers. It’s one of the few live dealer baccarat games to offer bonus multipliers, acting as a solid alternative to Lightning Baccarat. Compared to many similar titles, Quantum Baccarat stands out by offering a wide range of side bets, which can also have their payouts multiplied. This makes it a great game for players looking to spice up their time with punto banco while enjoying a wide range of wagering options.
In this Quantum Baccarat review, we’ll take an in-depth look at Playtech’s innovative game and what it offers. We’ll explain how its rules work, focusing on the multipliers and other game-specific features. We’ll also compare it to similar titles from other providers, giving you our two cents about Quantum Baccarat and whether you should give it a try.





| Game Specifications | |
|---|---|
| Game name | Quantum Baccarat Live |
| Game provider | Playtech |
| Game type | Baccarat |
| Streaming from | |
| RTP | 98.94% |
| Bet range | €1 - €10,000 |
| Max win | 887:1 |
| Side bets | Yes |
| Supported platforms |
|
| Supported OS |
|
| Languages |
Bulgarian
Croatian
Czech
Danish
Dutch
All supported languages
|
Quantum Roulette is probably one of Playtech’s most recognizable brands. It’s a flashy roulette game with multipliers – one of the oldest and most successful of its kind. However, it also keeps things pretty straightforward – only even money bets can be multiplied, and only by a pre-set number of specific multipliers.
In 2020, Playtech brought blackjack to the Quantum brand family by releasing Quantum Blackjack. Although the game seems fairly straightforward these days, it was massively innovative at the time as one of the first attempts to bring the whole concept of random multipliers into the game of blackjack.
In 2025, Baccarat got the same treatment with the release of Quantum Baccarat. Of course, baccarat games with multipliers are nothing new at this point. Titles like Lightning Baccarat, Golden Wreath Baccarat, and Prosperity Tree Baccarat from Evolution come to mind, as well as Mega Baccarat by Pragmatic Play. This means that Playtech had to come up with a way to stand out from the crowd, and it seems their choice was side bets.
The table offers 6 different side bets, all of which can be multiplied to offer better rewards. That’s a unique angle we’ve only seen in Lightning Baccarat before.
Of course, these increased rewards come with a downside. To compensate for the greater profit potential, a 20% fee is applied to all wagers, side bets included. The bright side is that this fee does not affect the game’s RTP or house edge, keeping it in line with industry standards for baccarat.
| Pros | Cons |
✅ Classic baccarat gameplay that will appeal to fans of punto banco ✅ High RTP: Player/Banker bets are the same as in standard baccarat, while Tie and side bets are better ✅ Random multipliers that can increase bet payouts up to 88x/888x ✅ Players can switch between commissioned and non-commissioned variants on the fly ✅ Multipliers can affect all betting positions, including the side bets ✅ Excellent graphics and smooth, fast gameplay | ❌ 20% fee on all bets to cover the costs of bonus multiplier features ❌ Most rounds only see 1 or 2 multipliers |
The base gameplay loop of Quantum Baccarat works pretty much the same as traditional baccarat tables and follows standard rules. If you need a refresher on how it all works, make sure to check out our tutorial.
To place a bet, use the chips located at the bottom of the screen and select either Player, Banker, Tie, or any side wagers. Once you confirm, the bet will be active for the earliest upcoming new round.
Since the betting period is so short, we recommend setting up your desired wagers while the previous round is still being resolved. Alternatively, you can set up the Autoplay to place your desired wagers in every round automatically until you turn it off (or run out of money, so be careful with this feature.)
The objective, as with all baccarat games, is to predict whether the Player or Banker will draw cards with a total value closer to 9, or if the round will end in a Tie.
Each side draws two cards, with the option for a third card based on baccarat third card rules. Additionally, any hand total exceeding 10 only counts as its first digit. For example, a total hand value of 16 counts as a score of 6.
Once the card dealing stage is complete, the Player and Banker’s hands are compared. The total that is closer to 9 wins, and all players with the corresponding bet receive a payout as per the game’s paytable. Banker/Player wagers pay 1:1, while Tie bets offer 8:1.
The game allows you to easily switch between commission and non-commission paytables at any moment.
The commissioned variant features a standard 5% fee on all banker bets because the Banker is slightly more likely to win. Although the 5% fee sounds annoying, this variant actually offers a higher optimal RTP. This variant has 98.94% RTP on Banker bets and 98.76% RTP for Player bets, which makes it the statistically better option.
The non-commissioned variant removes this fee, but when the Banker wins with a Six, the payout is 0.5:1. It makes some things simpler, but offers 98.66% on Banker bets and 98.76% RTP on Player bets.
All other wagers are identical in both versions.
In every round, the game randomly assigns multipliers to between 1 and 5 betting positions. Multipliers can affect any position, including both main bets and side bets.
If you have an active bet on a multiplied position and win the bet, you win the multiplier instead of the base payout. For example, if the game assigns a 5x multiplier to the Player bet and you win it, you’ll win 5:1 instead of the usual 1:1.
The potential size of these multipliers depends on the type of bet itself. The options are as follows:
The game offers 6 side bets in total, most of which are fairly common among live baccarat tables:
The good thing about Quantum Baccarat is that the house edge ratings for most bets are identical to standard baccarat. The 20% fee and the multipliers are perfectly balanced, which is commendable.
This means that your standard baccarat strategies will all work. The base principles, odds, and statistics of the game remain the same – at least as far as the main bets are concerned.
However, we have a few additional tips and tricks we’ve picked up during our time with the game:
Quantum Baccarat payouts are mostly industry-standard, including both the non-commissioned and commissioned versions. Of course, you should still keep in mind that a 20% fee is applied to all bets, which does not count towards the payout.
For example, if you wager $1 on a Player bet, you’ll have to pay $1.20 in total. If the bet wins, you’ll only receive $2, not $2.40.
You can find the full Quantum Baccarat table below, covering both the commissioned and non-commissioned variants.
| Bet | Base Payout | Multiplier Payout | |
|---|---|---|---|
| Main Bets - Commissioned | |||
| Player | 1:1 | 2-87 :1 | |
| Banker | 0.95:1 | 2-87 :1 | |
| Tie | 8:1 | 21-887 :1 | |
| Main Bets - No-Commission | |||
| Player | 1:1 | 2-87 :1 | |
| Banker | 1:1 | 2-87 :1 | |
| Tie | 8:1 | 21-887 :1 | |
| Side Bets | |||
| Player Pair | 11:1 | 21-887:1 | |
| Banker Pair | 11:1 | 21-887:1 | |
| Either Pair | 5:1 | 43-887:1 | |
| Perfect Pair | 25:1 | 10-887:1 | |
| Big | 0.54:1 | 2-87:1 | |
| Small | 1.5:1 | 3-87:1 | |
The RTP of the main bets in Quantum Baccarat is identical to classic punto banco games. The table below shows you the exact figures for both commissioned and non-commissioned variants.
| Bet | RTP – Commissioned | RTP – No-commission |
| Player | 98.76% | 98.76% |
| Banker | 98.94% | 98.66% |
| Tie | 95.06% | 95.06% |
The RTP of Quantum Baccarat side bets is the same for both the commissioned and non-commissioned versions. However, the figures are actually very different from what you would find at regular baccarat tables. With that in mind, the table below compares the RTP of these wagers in Quantum Baccarat with the industry-standard RTP rate of those same bets.
| Bet | RTP – Quantum Baccarat | RTP – Standard Baccarat |
| Player Pair | 95.08% | 89.64% |
| Banker Pair | 95.08% | 89.64% |
| Either Pair | 95.06% | 86.29% |
| Perfect Pair | 95.06% | 86.97% |
| Big | 95.04% | 95.65% |
| Small | 95.04% | 94.75% |

Make sure to choose the game that suits your taste and budget. For more extensive guides on live baccarat basics, read this article.
Quantum Baccarat uses a simple betting interface that looks the same as it does in most live dealer baccarat tables. The three main bets are located front and center, while the various side bets are arrayed above them.
The Quantum multipliers are marked by flashing blue visual effects – you can’t miss them. Once the betting period of any round ends, the effect will visibly flash across any affected positions. Also, the UI quite helpfully reminds you of the 20% commission.
The bottom of the overlay also contains several baccarat roadmaps, otherwise known as scoreboards. Their main job is to keep track of results and help you out, focusing on streaks and patterns over the previous 100 rounds or so. If you need help with reading baccarat scoreboards, check out this guide.
That said, a more clear-cut result history would have probably been better for a game like Quantum Baccarat. The history could show all multipliers, which bets they affected, and whether they won or not, giving us better insight into the stats of the Quantum number feature.
The game’s distinct visuals clearly mark it as a member of the Quantum family of games. The futuristic design and high-contrast color palette definitely look similar to Quantum Blackjack. However, Quantum Baccarat is still far from a game show. Unlike Quantum Roulette, though, the game’s flow and playing experience are fairly close to a classic live table experience. The dealers sit behind a classic felt table, deal out real cards, and largely focus on game announcements. In many ways, it’s just a baccarat table with a distinct sense of style.
Overall, though, it’s a good-looking game with unique visual elements and a strong technical foundation. As is to be expected from a Playtech product, the game works great on all types of devices, including tablets and mobile.
Our game reviews and ratings are based on a strict set of standards, which were developed over years of enjoying live casino games. However, our ratings also depend on comparable games and industry standards. Here are some of the factors we consider while reviewing games:
It’s always fun to explore new live casino games like Quantum Baccarat, but it’s extremely important that we remember that it’s still gambling. As such, it should be enjoyed responsibly. Remember to control your bankroll, don’t go over the budget you set up at the beginning of the game, and take regular breaks so as not to damage your health.
Check out this page to find more information about responsible gambling and useful tips on how to avoid problem gambling and control your spending. If you suspect you may be developing symptoms of problem gambling, we recommend contacting such organizations as:
