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Sic Bo

Thai Hi Lo: Our Review, How and Where to Play

!DISCLOSURE
SA Gaming by SA Gaming

Thai HiLo by SA Gaming is a live casino game launched in 2025 as a live dealer release of a dice game popular across Asian casinos. It’s a simple game about predicting the outcome of a roll of three dice, in which players have multiple ways to bet. All of the different bets have their own rules and payout rates, which make Thai HiLo relatively similar to SicBo. However, most of the bets are focused on predicting whether the total result will be higher or lower than 12, with a lot of variations based on dice composition. These variations mean that it’s a fairly unique live casino experience, although it’s not without its issues.

In this review, we’ll explain how Thai HiLo works and its rules and mechanics. We’ll also rate the game based on criteria such as odds, graphics, presentation, and technical implementation.

Thai Hi Lo
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  • Design & Sound
  • Streaming Quality
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Thai HiLo Review

Game Specifications
Game name Thai Hi Lo
Game provider SA Gaming
Game type Sic Bo
Streaming from
RTP 97.50%
Bet range €1 - €200
Max win 10:1
Side bets No
Supported platforms Desktop Mobile Tablet
Supported OS Android Apple Windows
Languages Arabic Arabic Chinese Chinese English English Hindi Hindi Indonesian Indonesian Japanese Japanese +7
All supported languages
  • Arabic Arabic
  • Chinese Chinese
  • English English
  • Hindi Hindi
  • Indonesian Indonesian
  • Japanese Japanese
  • Korean Korean
  • Portuguese Portuguese
  • Russian Russian
  • Spanish Spanish
  • Thai Thai
  • Turkish Turkish
  • Vietnamese Vietnamese

As one of the premier live casino software providers in Asia, SA Gaming has a colorful portfolio of interesting games that you’re not likely to find with other providers. In 2025, they expanded this lineup with several dice-based games that are almost completely unknown in the West. These releases include Fish Prawn Crab and Thai HiLo – a pair of unique dice-throwing games that will appeal to most fans of Sic Bo.

Unlike Fish Prawn Crab, little is known about the origins of Thai HiLo. It’s safe to assume it comes from Thailand, and it’s been available in online casinos for years. However, almost all previous iterations were RNG-based online games rather than live dealer tables. This makes SA Gaming Thai HiLo a unique product in live casinos as a whole, which makes it interesting for players looking for fresh experiences.

The gameplay itself is quite straightforward: it works like Sic Bo but introduces new bets while doing away with most of the wagers Sic Bo players will be familiar with. In fact, it would be fair to call the game a variant of Sic Bo because the mechanics and experience of playing it are pretty much the same.

Similarly, the graphics, interface, and other aspects will be quite familiar to anyone who has ever tried an SA Gaming title before. It’s packed to the brim with stats and roadmaps that seem to be immensely popular with Asian players. However, we should make it clear right from the start – Thai HiLo is a fully luck-based game, so some players may find the UI to be a bit cluttered.

Let’s not get ahead of ourselves – we’ll kick our review off with an in-depth gameplay guide.

Key Highlights

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Dice-based live casino game that mostly works like Sic Bo
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17 types of bets in total, many of which are focused on predicting whether the dice total will be higher or lower than 12
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Simple, engaging gameplay that's accessible to beginners and Sic Bo enthusiasts alike
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Up to 97.50% RTP, depending on the bet
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Detailed information about the results and statistics of previous results
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Available 24/7 through SA Gaming's feature-rich gaming interface

How to Play Thai HiLo

As we already mentioned, Thai HiLo is almost identical to Sic Bo, barring a unique bet or two. The basic rules and gameplay will be immediately familiar to anyone who has tried Sic Bo in the past. If not, we recommend our Sic Bo tutorial.

The gist of the game is simple: in every round, the presenter shakes three standard six-sided dice. Players try to predict the results of this dice throw through various bets, which are available on the betting interface.

The dice are shaken by an automated machine, which allows for more fairness and consistency. A single throw produces three results, after which any winning bets are paid out and a new round begins.

Thai HiLo Betting Options

The most important thing to remember about Thai HiLo is the various bets and how they work – the rest is just hoping for a favorable result.

Here are all the wagers available in SA Gaming’s version, how they work, and how much they pay.

Bet Name Prediction Payout
Hi The sum of the three dice will be a high number (12 to 18) 1:1
Lo The sum of the three dice will be a low number (3 to 11) 0.95:1
HiLo The sum of all three dice will be exactly 11 6:1
Specific Number The selected number will appear at least once on the dice. If more than one dice shows the selected number, the payout is increased 1:1 for 1/3 dice

2:1 for 2/3 dice

5:1 for 3/3 dice

Specific Double Two dice will show two specific numbers. 15 combinations in total. For example, 1-2, 2-3, 4-6, 6-1, etc. 5:1
1-2-3 The dice will show these exact three numbers (1, 2, and 3), or at least two of the selected numbers 1:1 for 2/3 dice

5:1 for 3/3 dice

4-5-6 The dice will show these exact three numbers (4, 5, and 6), or at least two of the selected numbers 1:1 for 2/3 dice

5:1 for 3/3 dice

1 Lo The sum of all three dice will be lower than 11, and at least one will show 1 1.8:1
2 Lo The sum of all three dice will be lower than 11, and at least one will show 2 2:1
3 Lo The sum of all three dice will be lower than 11, and at least one will show 3 3:1
4 Lo The sum of all three dice will be lower than 11, and at least one will show 4 4:1
5 Lo The sum of all three dice will be lower than 11, and at least one will show 5 6:1
6 Lo The sum of all three dice will be lower than 11, and at least one will show 6 10:1
3 Hi The sum of all three dice will be higher than 11, and at least one will show 3 6:1
4 Hi The sum of all three dice will be higher than 11, and at least one will show 4 4:1
5 Hi The sum of all three dice will be higher than 11, and at least one will show 5 3:1
6 Hi The sum of all three dice will be higher than 11, and at least one will show 6 2:1

Thai HiLo Strategy

This game is clearly completely based on luck, so there isn’t much room for strategy. If you want to learn how to get the most out of Thai HiLo, consider some of these points:

  • SA Gaming’s official info tells us that the game’s RTP is 97.50% at most. As far as we can tell, this only applies to the Hi and Lo bets, which are the best bets you can make. The other options presumably have lower RTP, though we don’t know by how much.
  • Specific Number bets are identical to Singles bets in Sic Bo, which boast a respectable RTP rate of 96.3%. We can safely consider these to also be a decent pick.
  • However, the game is still completely based on luck, and its house advantage is still impossible to overcome, no matter your strategy.
  • It’s entirely possible to cover pretty much every possible result by making multiple bets. However, you would need to spend much more on stakes than you could ever win back, which makes this an unviable strategy.
  • Beyond that, the most you can do to improve your results is manage your money properly.

Pros and Cons of Thai HiLo by SA Gaming

Pros Cons

✅ Unique concept in today’s live casino landscape

✅ Lots of betting options, allowing players to enjoy the game their own way

✅ Unique wagers that are not available in classic Sic Bo tables

✅ Intuitive UI with advanced features and detailed stats/histories

✅ Simple, accessible gameplay

❌ Fundamentally identical to Sic Bo in most ways

❌ No information provided about the exact RTP of individual bets

❌ Poor RTP for some wagers

❌ Dated graphics

Payouts

The breakdown of the game’s various bets we listed above already covers most of the payouts. However, you can also find a simple paytable below for easier reference.

We’ll note that the payouts for most bets are identical to what you would find in a standard Sic Bo game. Of course, this only applies to wagers that are available in both games, such as Hi, Lo, Specific Numbers (Singles in Sic Bo), and Specific Doubles (Combination bets in Sic Bo). The other options are completely unique to Thai HiLo.

Bet Name Payout
Hi 1:1
Lo 0.95:1
HiLo 6:1
Specific Number 1:1 for 1/3 dice
2:1 for 2/3 dice
5:1 for 3/3 dice
Specific Double 5:1
1-2-3 1:1 for 2/3 dice
5:1 for 3/3 dice
4-5-6 1:1 for 2/3 dice
5:1 for 3/3 dice
1 Lo 1.8:1
2 Lo 2:1
3 Lo 3:1
4 Lo 4:1
5 Lo 6:1
6 Lo 10:1
3 Hi 6:1
4 Hi 4:1
5 Hi 3:1
6 Hi 2:1

 

RTP & House Edge

Unfortunately, SA Gaming hasn’t provided the exact statistical data for every bet in Thai HiLo. However, we can make some conclusions based on what we know about the game and about Sic Bo stats.

  • The Hi and Lo wagers have RTP of around 97.50%, which can be calculated fairly easily. This likely makes them the best wagers in the game.
  • The Specific Number bet has three possible results, much like Singles bets in Sic Bo. The only real difference between different versions of the game is how much you get if all three dice land on your selected number. In Thai HiLo, this payout is 5:1, which gives the overall wager an RTP rate of around 95%.
  • Specific Double bets in Sic Bo typically pay 11:1 but still have a very low RTP of 88.9%. The bet only pays 5:1 in this game, so we can safely conclude that it has a massive house advantage. The RTP is likely somewhere around 75%.
  • The remaining bets are not available anywhere else, and SA Gaming has not provided their exact RTP values. As such, we can only safely say that their RTP is below 97.50%.
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Interface & Usability

The game’s betting interface is fairly impressive, with multiple customization options and plenty of stats and histories to examine. For example, the betting table itself is available in multiple sizes and can be adjusted on the fly to fit your current needs.

That said, the betting positions themselves will likely be confusing to new players. There are a lot of them, and it’s not always clear which bets are which and what they do. While it’s not particularly hard to figure out, SA Gaming probably could have done a better job of guiding new players.

Beyond that, the table on the left shows the exact results for the previous 10 rounds. You can expand it to include up to 200. Conversely, the window to the right holds statistical info on the winning percentages of every bet and number combination.

Graphics & Presentation

SA Gaming’s releases have never been the most visually advanced, but they have been making solid improvements in recent years. The interface itself looks a lot more modern than it used to, for example.

However, the stream itself is not of the highest quality compared to what some other software providers are able to put out. It’s a stable stream with solid performance, but the studio is rather bland, and the image itself is a bit blurry thanks to poor lighting.

In short, it’s a solid-looking game, but it’s nowhere near the best in the industry.

Languages

  • Currently, SA Gaming Thai HiLo tables are presented in English, which is the only language the dealers use.
  • However, you can change the language of in-game text using the settings menu. Your options include English, Tagalog, Cantonese, Mandarin, Thai, Vietnamese, Hindi, Indonesian, Malay, Japanese, Spanish, Portuguese, and others.

Our Verdict

Gameplay-wise, Thai HiLo is essentially an alternate version of Sic Bo. For better or worse, this means it has a lot of the features, advantages, and issues of the classic dice-throwing game.

On one hand, the set of available wagers is largely different from traditional Sic Bo wagers. The various Lo and Hi bets that combine sum predictions with exact numbers are particularly interesting because they’re so multifaceted. For instance, if you want to make a Lo 6 bet, you have to consider how unlikely it is to hit a 6 and still have a sum total below 11. In other words, the wagers themselves are relatively complex while still keeping the theme of Hi-Lo.

However, Sic Bo is not a great game in terms of RTP. The same can be said about Thai HiLo. However, we don’t have the exact RTP rates for many individual wagers, which is a bit concerning. It makes it seem like SA Gaming is trying to hide the payout rates, which is not a good look.

Having said all that, we’re confident that there’s an audience out there that will absolutely adore Thai HiLo. Fans of Sic Bo will find its unique features exciting, and players looking for fresh live casino experiences will certainly welcome the novelty. However, we would have felt a lot more comfortable recommending it had SA Gaming been more transparent with the odds.

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Excellent

How We Rate Live Casino Games

Here at Livecasinos.com, how we rate casino games is based on a strict set of standards that were developed over many years of playing and analyzing live dealer games of all sorts. Here are some of the key factors we consider before giving our recommendation:

  • Graphics & Stream Quality – Although visuals are not the most important factor, they certainly matter. Good-looking games create a better and more immersive atmosphere. Moreover, the game’s graphics can set it apart from the competition.
  • UI and User-Friendliness – Well-designed games have intuitive interfaces that are easy to use and access. Our reviews also consider any additional UI elements such as betting options, performance settings, stats and histories, and more.
  • Payouts & RTP – How much your bets win is crucial for determining a casino game’s quality. A higher RTP is always better for us as players, making RTP one of the most objective ways to rate how good a particular game is.
  • Gameplay – This refers to how the game actually plays – whether it’s exciting, fun, engaging, and whether we’ve actually enjoyed playing it.
  • Extra Features – This refers to any added features, such as additional bonuses, multipliers, and UI elements.
  • Platform compatibility – We also rate how well a game performs on mobile devices, apps, etc.
  • Localization and Native-speaking Tables – Games with a lot of language options are more accessible to international audiences, which is why we consider such features as well.

Responsible Gaming Disclaimer

It’s always fun to explore new live casino games, but it’s important to always gamble responsibly. Remember to control your bankroll, don’t go over the budget you set up at the beginning of the game, and take regular breaks so as not to damage your health.

Check out this page to find more information about responsible gambling and useful tips on how to avoid problem gambling and control your spending. If you suspect you may be developing symptoms of problem gambling, we recommend contacting such organizations as:

Written and fact checked by: Andjelka Ostojic

Last Update: July 1, 2025

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