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Grand Bonus Baccarat: Our Review, How and Where to Play

!DISCLOSURE
ICONIC21 by ICONIC21

Grand Bonus Baccarat is a unique live dealer baccarat table from ICONIC21 that adds progressive bonus elements to a relatively standard punto banco game. The game allows players to win special bonuses that can reach payouts of up to 690x the stake. However, this comes at the cost of a flat 20% fee on all bets, which substantially reduces the game’s RTP and average returns.

The bonus features are personalized for every player and based on winning consecutive rounds. 4 or 5 wins in a row will net you a Mega or Grand Jackpot, respectively. This approach certainly makes Grand Bonus Baccarat stand out from most other live baccarat games, especially ones with comparable bonuses and multipliers. However, not everyone will enjoy the fact that the game rounds are not self-contained and require you to keep repeatedly betting if you want to hit a Jackpot.

This review explains how Grand Bonus Baccarat by ICONIC21 works, how to play the game, and any strategies you might use to be more successful with it.

Grand Bonus Baccarat
  • Excitement
  • Design & Sound
  • Streaming Quality
  • Interactivity
  • Win Potential

Grand Bonus Baccarat Review

Game Specifications
Game name Grand Bonus Baccarat
Game provider ICONIC21
Game type Baccarat
Streaming from
RTP 96.94%
Bet range €1 - €1,000
Max win 690x
Side bets No
Supported platforms Desktop Mobile Tablet
Supported OS Android Apple Windows
Languages English English Finnish Finnish French French German German Greek Greek Hebrew Hebrew +9
All supported languages
  • English English
  • Finnish Finnish
  • French French
  • German German
  • Greek Greek
  • Hebrew Hebrew
  • Hindi Hindi
  • Italian Italian
  • Mandarin Mandarin
  • Polish Polish
  • Portuguese Portuguese
  • Romanian Romanian
  • Russian Russian
  • Spanish Spanish
  • Turkish Turkish

Grand Bonus Baccarat immediately strikes us as a very unique game. While there are certainly baccarat games with multipliers out there such as Evolution’s Lightning Baccarat or Pragmatic’s Mega Baccarat, most of them simply assign random multipliers to certain cards, potentially increasing payouts at random.

In contrast, this game offers bonuses through a sort of progressive jackpot system. You pay a 20% fee on all Player and Banker bets, but this fee goes towards building up a personal prize pool. If you manage to hit 4 consecutive wins with Player and Banker bets, you win a hefty Jackpot. Five consecutive wins result in a Grand Jackpot, which can reach some seriously impressive figures.

Beyond that, the game works like a standard live casino baccarat table: the ICONIC21 live baccarat game, to be more specific. You have your standard options of Player, Banker, and Tie bets. However, there is no fee on Tie bets, and they can’t be used to collect the progressive bonus. Grand Bonus Baccarat also removes any side bets, resulting in a relatively straightforward experience.

Key Highlights

livecasinos
Standard live casino baccarat game with progressive bonuses that are awarded for consecutive wins
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Flat 20% fee on all bets. The fees contribute towards two potential jackpots: Mega and Grand Bonus
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Every time you pay the fee, a multiplier is applied to it and its value is added to the jackpot. 17% of the value is added to the Mega Bonus, while the Grand Bonus receives the full value
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The Mega Bonus is awarded for winning 4 Player/Banker bets in a row, while the Grand Bonus is awarded for 5 consecutive wins
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96.74% RTP, which is significantly lower than the standard rate for baccarat
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Streamed 24/7 in full HD from ICONIC21's stylish studio

How to Play Grand Bonus Baccarat

As far as the rules and gameplay are concerned, Grand Bonus Baccarat operates pretty much the same as traditional baccarat tables and follows standard rules. If you need a refresher on how it all works, make sure to check out our tutorial.

The objective, as with all baccarat games, is to predict whether the Player or Banker will draw cards with a total value closer to 9, or if the round will end in a Tie.

Each side draws two cards, with the option for a third card based on baccarat third card rules. Most cards count as their face value, though all cards 10 or stronger simply count as a 0. Additionally, any hand total exceeding 10 only counts as its first digit. For example, a total hand value of 16 counts as a score of 6.

There are three basic bets in Grand Bonus Baccarat – Player, Banker, and Tie. As you might imagine, if you bet on the Player side and it ends up closer to 9, you win. However, because of third card rules, the banker side has a slightly bigger chance of winning. That’s why all winning Banker bets in Baccarat pay a 5% commission. As such, the returns for player bets are 1:1, 0.95:1 for banker bets, and 8:1 for tie wagers.

Additionally, a 20% fee is applied to all Player and Banker bets. This fee is used for the bonus feature, which we’ll explain below. Tie bets do not have to pay a fee, but they can’t be used to build up streaks and win bonuses either.

The Grand Bonus

The bonus mechanics of Grand Bonus Baccarat are this game’s defining feature. They’re a bit complicated compared to similar bonuses in live baccarat games, but they also provide a unique gameplay experience. Here’s how the Grand Bonus works.

Every time you make a Player or Banker bet, a 20% fee is charged on your wager. This fee is used to fund the progressive bonuses. 17% of the total fee value is used for the Mega Bonus, while the Grand Bonus receives 100% of the value. Additionally, random multipliers are applied to this value for every consecutive win:

  • 1st Round – 20x to 500x
  • 2nd Round – 12x to 100x
  • 3rd Round – 5x to 50x
  • 4th Round – 3x to 30x
  • 5th Round – 1.5x to 10x

If you manage to snag one of the two jackpots, the sum value of the previous 4-5 fees and their respective multipliers is awarded to you as a bonus.

However, if you lose even a single Player/Banker bet, the pot resets back to zero and you start all over again. If a round results in a Tie, the fee and multiplier are removed from the current counter, but you don’t lose the streak.

Also, you can only win one of the two jackpots – the Mega or the Grand. In other words, if you win the Grand Bonus, you can’t also win the Mega Bonus. Additionally, any progress you make towards winning the bonus is memorised and saved, so you can pick up where you left off during a future session.

Grand Bonus Baccarat Strategy

Since the rules of Grand Bonus Baccarat are largely similar to the industry standard, all of the usual baccarat strategies can be used here to improve your chances of success. That said, baccarat is largely a game of chance, and the multipliers don’t really change that. As such, don’t expect to affect things too much by strategising.

Although the game is almost fully based on luck, there are still some strategies players can employ to maximize profits and minimize losses. For starters, all players should manage their bankrolls carefully to make their cash last longer.

Beyond that, the goal is to try and win as many Player/Banker bets as you can in a row. This is no easy feat – winning 4 or 5 hands in a row is a lot less likely than you might think.

  • If you only bet on the Banker, the chances of winning 4 times in a row are just over 3.25%. The probability of winning 5 times and snagging the Grand Bonus in a row is around 1.65%.
  • If you only bet on the Player, the probability of hitting a Mega Bonus is just under 3%. Your chances of hitting a 5-win streak are 1.47%.

In other words, repeatedly betting on the Banker is statistically the best strategy for Grand Bonus Baccarat. Of course, this is true for all baccarat games, but we hope that the statistics we provided help illustrate why.

Of course, the difference between Player and Banker bets is not all that big. If you decide to switch between the two to chase the streaks down, you’re not really making a mistake, you’re just being slightly inefficient.

Pros and Cons of Grand Bonus Baccarat by ICONIC21

Pros Cons

✅ Standard live casino Punto Banco rules and base payouts

✅ Classic baccarat gameplay

✅ Unique system of progressive bonuses

✅ Bonus payouts can reach up to 690x your bet

✅ Mega and Grand bonuses awarded for winning streaks of 4 and 5, respectively

✅ Streamed 24/7 in excellent quality

✅ Professional and charismatic presenters

✅ Relaxing, party-like atmosphere as an alternative to standard table game presentation

❌ 20% fee applied to all Player and Banker bets

❌ Lower RTP for Player and Banker bets compared to standard baccarat

❌ Tie bets are not affected by the bonus features

❌ Bonus mechanics require participation in multiple rounds

Payouts

The base payouts in Grand Bonus Baccarat are identical to what you would find on most other baccarat tables. That means that Player and Banker bets pay even money, thought a 5% commission is charged on all Banker bets to compensate for the fact that it wins more often.

Tie bets pay the usual 8:1, but we suggest avoiding them entirely. Not only do Tie bets suffer from horribly poor RTP, but they also can’t collect the Mega and Grand Bonuses. Since these features are the main reason to play Grand Bonus Baccarat at all, Tie wagers seem especially redundant.

Bet Payout
Grand Bonus Baccarat Payouts
Player 1:1
Banker 0.95:1
Tie 8:1
Bonuses
Mega 17% of fees collected from 4 rounds x 41.5 - 690%
Grand 100% of fees collected from 5 rounds x 41.5 - 690%

Grand Bonus Baccarat RTP & House Edge

The fees and bonuses in Grand Bonus Baccarat have left a mark on the game’s house edge, which is notably worse than in standard baccarat.

The RTP rate itself varies from bet to bet:

  • The RTP for the Player bet is 96.76%, compared to 98.76% in standard baccarat
  • The RTP for the Banker bet is 96.94%, compared to 98.94% in standard baccarat
  • The RTP for the Tie bet is 85.64%, which is identical to most baccarat games

In other words, the average long-term results in Grand Bonus Baccarat are a bit lower than what you could expect from a classic version of the game. However, the maximum payout is also considerably higher, which is often the tradeoff with these types of games.

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New to Live Baccarat?

Interface & Usability

The betting interface is very similar to those seen in other baccarat games. The various betting positions are placed front and centre, and they’re quite easy to navigate because there are only three. Making any bet is a simple matter of selecting the desired stake and clicking on the betting position. Note that any time you put down chips on a betting position, the wager is automatically confirmed and accepted with no need for manual confirmation. This makes the betting process a bit quicker, but be careful not to make any accidental wagers.

The ICONIC21 baccarat interface also features a comprehensive stats screen that can help you get a feel for the game’s odds. You can find it in the lower LEFT corner, alongside various roadmaps and trackers that keep note of the statistics of the previous 200 rounds. The trackers don’t keep a note of any bonuses, though, which is understandable given the fact that every player has their own separate pot.

Live Dealer Experience

Grand Bonus Baccarat offers a fairly relaxed, professional experience that won’t really differ from a standard baccarat table. While many baccarat games with bonus features put a lot of focus on them, every player has their own bonus counter, pot, and streak. As such, the dealers aren’t really able to comment on any successful bonus wins. Instead, they announce and present the game as it were regular baccarat.

That said, the studio isn’t really set up as an authentic casino experience. Instead, the game is streamed from a glossy, neon-lit studio that gives it a more polished and modern look. That said, the stream is quite stable and the video quality is up to par with the best of them, so it’s overall a fairly good-looking game.

On the other hand, the additional bonus features add a lot to the overall experience. Building up a big bonus pot through a winning streak can feel quite exciting, even though it often leads to disappointment when you lose after 3 consecutive wins. However, all of this adds a sort of dynamic to the game that you won’t find at other baccarat tables.

Languages

  • Currently, the game is only presented in English.
  • However, you can change the interface to several other languages including Chinese, English, French, Greek, Hindi, Indonesian, Japanese, Korean, Malay, Portuguese, Russian, Spanish, Thai, Turkish, and Vietnamese.

Our Verdict

There’s quite a lot we enjoyed about Grand Bonus Baccarat, and it’s likely a game we’ll be revisiting. It’s certainly a unique experience in the current market, if nothing else. However, players should still note a few drawbacks before playing.

First of all, the Grand Bonus features are quite innovative and unlike anything we’ve ever seen before. The game really rewards winning streaks through them, which makes the game flow in interesting ways. Building up streaks can be quite exciting, and we’re glad to see a game that leverages this fact to create a unique live casino experience.

Moreover, the bonuses can stack up to be very big, reaching several hundred times the worth of the fees. This won’t happen often, of course, but the extra volatility adds a bit of tension to the otherwise repetitive game of baccarat.

The biggest downside in all of this is the decreased RTP. The 96.94% RTP you can find with Banker bets is quite decent, but it’s still a substantial drop compared to regular baccarat.

With all that in mind, though, the positives outweigh the negatives – at least in our opinion. If you’re looking for a way to spice up baccarat and play the game in a new way, Grand Bonus Baccarat is a great option.

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Excellent

How We Rate Live Casino Games

Our game reviews and ratings are based on a strict set of standards. These standards were developed over many years of playing and analyzing live dealer games of all sorts. Here are some of the key factors we consider before giving our recommendation:

  • Graphics & Stream Quality – Although visuals are not the most important factor, they certainly matter. Good-looking games create a better and more immersive atmosphere. Moreover, the game’s graphics can set it apart from the competition.
  • UI and User-Friendliness – Well-designed games have intuitive interfaces that are easy to use and access. Our reviews also consider any additional UI elements such as betting options, performance settings, stats and histories, and more.
  • Payouts & RTP – How much your bets win is crucial for determining a casino game’s quality. A higher RTP is always better for us as players, making RTP one of the most objective ways to rate how good a particular game is.
  • Extra Features – This refers to any added features and elements, such as bonuses, multipliers, or unique betting options. In this case, it refers to the bonus mechanics of Grand Bonus Baccarat.
  • Platform compatibility – We also rate how well a game performs on mobile devices, apps, etc.
  • Localization and Native-speaking Tables – Games with a lot of language options are more accessible to international audiences, which is why we consider such features as well.

Responsible Gaming Disclaimer

We all love exploring unique casino games like Grand Bonus Baccarat, but it’s important to remember that it’s still gambling. The game’s focus on winning streaks can quickly draw you in to play more rounds than you otherwise would, which is something you should be careful about.

Always remember to gamble responsibly. Control your bankroll, don’t go over the budget you set up at the beginning of the game, and take regular breaks so as not to damage your health.

Check out this page to find more information about responsible gambling and useful tips on how to avoid problem gambling and control your spending. If you suspect you may be developing symptoms of problem gambling, we recommend contacting such organizations as:

Written and fact checked by: Milos Markovic

Last Update: May 8, 2025

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