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The Best Guide to Live Baccarat Online

Baccarat is one of the most misunderstood casino games. Many casual casino fans assume that the game is confusing to play and has complicated game rules. However, it is actually one of the easiest and simplest card games to learn. Baccarat is in fact quite popular among high roller players, especially those that gamble in Macau casinos. The great odds and nice pace have made the game one of the top favorites so no wonder why it made its way into the online casino industry.

Live Baccarat is the beloved game of baccarat but adapted to the live dealer casino format. Due to its popularity, it’s available at almost all Internet casinos. Live dealer Baccarat, in particular, is an exceptional game that has true-to-life characteristics. It allows players to play in real time from the comfort of their homes. Players can interact with the live dealer and enjoy the true-to-life action.

Top Live Online Baccarat Casinos Reviewed and Ranked

Unfairly deemed a game for the rich and the famous, baccarat is actually a game for all types of players. As we all know, live dealer online baccarat can be enjoyed right on your computer or phone screen. If you want to fulfill your James Bond fantasy and face a real dealer but you are far from stepping into a brick-and-mortar casino, don’t fret. There are plenty of live Baccarat online casinos out there that can make it happen. As one of the most widely-loved games on the casino floor, there’s more than enough choice when it comes to live baccarat tables.

Below, you can find our curated list of the best online casinos to play live baccarat. Many factors go into our decision on which casinos are the best, as outlined in our live casino reviews. The ones listed here were specifically selected for incredible online baccarat offers.

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Best Live Baccarat Casinos 2024

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Established: 1994
License(s): Costa Rica, Curacao
Withdrawal Time: 24h – 10 days
Minimum deposit: $50 ($10 for crypto)
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Established: 2001
License(s): Panama
Withdrawal Time: 24-48 hours
Minimum deposit: $20
Support: 24/7 Live Chat, Email, Phone
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Drake Casino
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Australia International South Africa United States

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Established: 2012
License(s): Curacao
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Minimum deposit: $10
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Bovada
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Get $3,000 with Bovada Welcome Bonus
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Established: 2011
License(s): Curacao
Withdrawal Time: 24-48h
Minimum deposit: $20
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Ignition Casino
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Established: 2016
License(s): Curacao
Withdrawal Time: 24 – 48h
Minimum deposit: $10-$50
Support: Email
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LiveCasinos.com is an affiliate website. We earn a commission when players sign up at advertised casinos. We are not casino operators. 18+. Gamble responsibly.

Which Are the Best Live Online Casinos Tested for Certain Games?

The good part about live casinos in 2021 is that there’s more choice than ever. Online gambling is a highly competitive market, after all, and the best offers tend to float to the top. The bad part is sifting through all of it and separating the wheat from the chaff. Thankfully, you don’t have to do it alone, and we can offer some pointers. If you’re looking to specifically play live baccarat for real money, finding the best baccarat games is a good starting point. It takes a lot to make a good title, and only the best and most organized of software providers can consistently deliver. That’s what the table below does – showcases some great games and informs you where they can be found.

Best Live Casino Tested for Different Baccarat Variants
Top Live Casino Software Studios
Microgaming
Microgaming
Play at livecasinos 1xBet 1xBet
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Evolution
Evolution
Play at livecasinos BitStarz BitStarz
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Ezugi
Ezugi
Play at livecasinos 888 Casino 888 Casino
United States
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Authentic Gaming
Authentic Gaming
Play at livecasinos 7Bit Casino 7Bit Casino
United States
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Top Live Casino Sorted by Game
Baccarat AGQ Vegas
Baccarat AGQ Vegas
Play at livecasinos Happy Luke Happy Luke
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Baccarat Speed Shanghai
Baccarat Speed Shanghai
Play at livecasinos VBet VBet
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Live Baccarat (Betconstruct)
Live Baccarat (Betconstruct)
Play at livecasinos Dafabet Dafabet
United States
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Lightning Baccarat
Lightning Baccarat
Play at livecasinos 1xBet 1xBet
United States
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Of course, this shouldn’t be your only consideration. Here’s a short checklist of things to keep an eye out for when looking for the best baccarat casinos online.

  • Bonuses – Baccarat bonuses are a great way to start your live casino baccarat experience and they can be quite generous.
  • Security – Always read more about the safety and security policy before you register a new account.
  • Banking – You can’t play unless you can make transactions quickly and easily.
  • Baccarat Games – The meat of every live baccarat offer.
  • Software – Live casinos are typically just platforms to access games. Software providers are the ones actually making and running them.
  • Mobile – Mobile compatibility is a must in this day and age.
Summary of Live Baccarat Casino Test Winners

Top Live Baccarat Games

As the popularity of baccarat grew over the years, so did the range of different baccarat games. Software providers added new titles with unique features that usually retain the simplistic baccarat charm but introduce a few tweaks here and there. It’s a tried-and-true formula that keeps players coming back for years. Top software companies like ViG, Playtech, and Evolution have showcased multiple baccarat games with live dealers in the past years. Most of them are still among the favorites of the global audience. Live casino baccarat is consistently innovated upon, resulting in some truly unique experiences.

Our point is that not all baccarat games are the same. Not only do they vary in production quality, but in how much they can keep the players’ attention. Below, you’ll find some of the best live baccarat games online. We created this list using our unbiased live baccarat reviews and decades of experience in the industry.

Most Popular Live Dealer Baccarat Games

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Baccarat Games Tailored for Your Region

The quest for the right baccarat online casino is never finished in the eyes of a passionate baccarat fan. Active players are always on the lookout for new venues to play at. Prospects like finding new games, better gaming conditions, better bonuses, or perhaps better payment options are always attractive. It’s impossible to reach perfection no matter how hard casino operators try. However, they can bring their offering closer to a certain audience by adding convenient features suited to their needs. If you focus on finding a live casino site to play live dealer baccarat, every perk counts. A well-designed, licensed website with your native language, your local currency, and games most played in your area is likely to take the cake.

Live Baccarat Games with Lowest Betting LimitsLive Baccarat Games with Lowest Betting Limits

One of the good things about baccarat is that an unlimited number of players can enjoy the same table. Games are quick, exciting, and hassle-free, which is good both for players and software providers. As a result, the minimum bet in top live casino baccarat games can be quite low. Some titles offer buy-ins at just $0.1, which can fit any budget out there. A typical baccarat minimum bet sits at $1, which is still fairly affordable. If you want to play baccarat live online but are concerned about draining your bank account, you won’t need to worry. Check out this article for the best low-stakes baccarat games online.

Here are some excellent baccarat games with low minimum bets. You can enjoy these on any of the casinos that support these software providers and not worry about anything. There are even options to play baccarat free with demo games – though you obviously can’t win with those either.

Live Baccarat Games with Highest Betting LimitsLive Baccarat Games with Highest Betting Limits

As affordable as most baccarat games are, it’s still a game famed among high-rollers and VIPs. If you’re looking for high-roller baccarat games to accommodate a large budget, this is the section for you. Depending on the casino you’re playing at, maximum wagers in baccarat can range from a few thousand dollars to tens of thousands. Combined with some famous features of the game such as card squeezing, your adrenaline will pump faster than ever before. Punto banco was created with VIPs in mind, after all.

Check out the list below to find our suggestions for games that allow for enormous wagers. When dealing with such sums, though, there is no excuse for poor quality. These titles feature professional live baccarat dealers, stunning studio sets, and the lowest house edge possible.

Top Software Providers for Baccarat

Baccarat is one of the most widespread casino games in the world, and its popularity ranks only after Blackjack and Roulette. That means that pretty much every casino software provider worth its salt has at least a few live baccarat tables. Better yet, some are continuing to innovate to this day, adding exciting new features to new releases. Below, we’ll take a look at some of these developers who’ve shown a special interest in live dealer baccarat. Alternatively, these are simply the companies that we feel make the best live casino baccarat games.

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Interesting Tips and Articles About Baccarat

Baccarat

Baccarat Baccarat

As you may know, baccarat only looks daunting to casino newbies. Underneath all the possible side bets and gimmicks, it’s simply a game about predicting which of two card piles will be higher at the end of the draw cycle. However, the game’s nature as mostly luck-based has resulted in a lot of myths popping up. As such, the question of how to win live baccarat can be more complicated than it initially seems.

That’s why we’ve dedicated quite a bit of time to dealing with baccarat strategy here at LiveCasinos.com. You’ll find plenty of interesting reading material in the links above if you’re interested in winning at baccarat. These guides start from the basics of how to play baccarat and coverer everything up to advanced strategies for veteran players. Furthermore, you can find introductions to techniques such as card counting, edge sorting, and much more.

Best Payment Methods Found at Baccarat Live Casinos

Before you can start implementing any strategy, even before you can place your first baccarat bet, you need to set up an account. More importantly, you’ll need the cashier at your chosen casino to make a deposit. Withdrawing is similarly important, of course. As such a key part of the live casino experience, payment methods are quite important. Besides, we often get asked which are the best casino payment methods and why. Well, truthfully, a few widely available options do stand out if you want to play baccarat with real money. However, 90% of the time, it comes down to personal preference.  Here’s a quick list of recommendations if you don’t know where to start looking.

  • Type: Credit Card, Debit Card, Prepaid CardPayment Type
  • Fees: Free to 2.5% (Variable)Payment Fees
  • Deposit: InstantPayment Deposit
  • Cashout: 1 to 5 Business DaysPayment Cashout
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  • Type: Credit Card, Debit Card, Prepaid CardPayment Type
  • Fees: Free to 2.5% (Variable)Payment Fees
  • Deposit: InstantPayment Deposit
  • Cashout: 3 to 5 Business DaysPayment Cashout
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  • Type: Prepaid/Virtual Card, E-WalletPayment Type
  • Fees: NonePayment Fees
  • Deposit: InstantPayment Deposit
  • Cashout: Instant - 48 HoursPayment Cashout
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  • Type: E-walletPayment Type
  • Fees: None - 5%Payment Fees
  • Deposit: InstantPayment Deposit
  • Cashout: Instant - 48 HoursPayment Cashout
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  • Type: CryptocurrencyPayment Type
  • Fees: Variable but lowPayment Fees
  • Deposit: InstantPayment Deposit
  • Cashout: Instant - 1 HourPayment Cashout
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  • Type: E-Wallet, Prepaid Card, Money TransferPayment Type
  • Fees: FreePayment Fees
  • Deposit: InstantPayment Deposit
  • Cashout: 1 to 3 Business DaysPayment Cashout
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  • Type: CryptocurrencyPayment Type
  • Fees: VariesPayment Fees
  • Deposit: 10 Minutes - 1 HourPayment Deposit
  • Cashout: 10 Minutes - 1 to 6 HoursPayment Cashout
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  • Type: Bank TransferPayment Type
  • Fees: None up to 1.5% (min. €0.80)Payment Fees
  • Deposit: InstantPayment Deposit
  • Cashout: Up to 72 hoursPayment Cashout
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Top Baccarat Bonus Offers

Some people prefer online live casinos to brick-and-mortar ones because casinos online offer generous bonuses. At land-based casinos, you are lucky if you get a free drink sometimes at your table. Online live dealer casinos try to attract as many bettors as possible with welcome bonuses, promotional deals, and prize giveaways. However, it’s more common to award bonuses on live dealer roulette or blackjack than it is on live dealer baccarat. That goes strictly for dedicated bonuses, of course. Most live casino bonus offers apply to the site’s full range of games.

One thing we’ll have to point out is that baccarat sometimes doesn’t contribute the full betting amount to the wagering requirements of casino promotions. If this is the case, the casino in question has to make a note of it in the terms and conditions. In other words, if you’re taking advantage of live baccarat promotions, be sure to read the fine print.

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Most Popular Types of Live Casino Bonuses

For better or worse, dedicated baccarat bonuses at live casinos are a rare sight. Instead, it’s generally best to focus on casino welcome bonuses and similar freebies. As long as you make sure the relevant bonus or promotion applies to baccarat, you’re good to go. However, be careful – there are plenty of casino welcome offers that only apply to slots, for example. Just carefully read the full terms and conditions of all live baccarat bonus offers before opting into anything.

On the bright side, non-dedicated casino bonuses can come in a lot of shapes and sizes. For example, a cash-back bonus will allow you to recoup some of your losses. Given the low house edge of baccarat, that can push the odds in your favor. Moreover, live baccarat no deposit bonuses pop up from time to time. They’re rare, but we’ll update this page if any become available.

Some Points to Keep in Mind With Live Casino Baccarat

When it comes to the basic rules of baccarat, there’s not much to worry about. They’re the same across the board, no matter who makes them or what the side bets are. However, there is an important consideration that should affect your decision when it comes to picking which live baccarat games to play. Whether the baccarat game has a banker commission or not can seriously affect how you play the game.

Before we go into commissions, consider the following. The most basic live dealer baccarat strategy is to simply always play the Banker bet. Why? Because it wins more often than Player. This comes down to the third card rule.

bkg

Baccarat Third Card Rule

The baccarat third card rule dictates when and how a third card is drawn. For the player side, it’s quite simple – the player draws on any total between 0 and 5. Banker, however, depends on the player’s total. For instance, if the player has a total of 6 or 7, Banker draws on a 0-6. The chances of winning are slim at this point, but the player would simply stand and lose if the situation were reversed. This gives Banker a slight advantage, reflected in the RTP. Here are the full Banker third card rules in baccarat.

  • If the Player draws no new cards, Banker draws on a 0-5 total and stays with 6 or 7.
  • If the Player’s third card is 9, 10, or Ace, Banker draws when it has a 0-3 and stays with a 4-7.
  • If the third card is 8, the Banker draws when it has a 0-2 and stays with a 3-7.
  • If the Player’s third card is 6 or 7, Banker draws when it has a 0-6 and stays with a 7.
  • If the Player’s third card is 4 or 5, Banker draws when it has a 0-5 and stays with a 6-7.
  • If the Player’s third card is 2 or 3, Banker draws when it has a 0-4 and stays with a 5-7.
Baccarat RTP – Regular and No Commission Baccarat

The RTP of the Banker bet in Baccarat is 98.94%. It’s slightly better than the player bet at 98.76% and considerably better than Tie at 85.64%.

However, if you were to always bet Banker at even money, you would statistically actually have an edge over the house. To prevent that, the casinos have implemented a 5% commission on all Banker bets. This brings the RTP down to the level we just described. However, it also complicates things – especially at real-life baccarat tables. That’s why a popular variant called No Commission Baccarat was introduced.

No Commission Baccarat is a version of the game which pays only half the stake if Banker wins with a 6. This simple rule compensates for the 5% commission. However, it also brings down the RTP of the banker bet to 98.54%, making the player bet better in comparison. In other words, regular baccarat with a 5% commission offers better returns in the long run.

Live Online Baccarat FAQ

If the game has a regular 5% commission on Banker bets, Banker bets are the best option and have the lowest house edge. In No Commission baccarat, the Player bet is slightly better. In both cases, however, the difference between the two is quite small. Whichever the version, however, always stay away from the Tie bet.
The basics are simple – just choose which of the two piles will have a final total closer to 9. To play live baccarat online, you simply have to select your stake and choose one of the betting options in the interface. If you’d like to know more, you can find details about baccarat strategies and side bets right on this page.
Probably not. There have been instances of professional gamblers such as Paul Ivey managing to beat the system. However, just playing the game repeatedly will eventually cost you more money than you’ll win.
Live baccarat is a type of online live dearer casino game, so the answer depends on the exact title. Generally, if the game is made by a respectable software provider and offered on a safe online casino, it’s legit. You can find both good online baccarat games and top live casinos reviewed and tested right here on LiveCasinos.com
Roadmaps are simply tools that keep track of the previous few rounds of the game. However, some are specifically designed to track patterns or observe streaks. The best live baccarat online games have up to 8 different roadmaps. You can find more detailed information here.
Technically speaking, almost all live casino baccarat games are played under mini baccarat rules. The term simply refers to baccarat in which one dealer handles the cards, compared to classic baccarat which alternates the banker role between players.

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