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UPI Pay - General Details and Top Casinos

!DISCLOSURE
UPI Pay

UPI Pay

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rating

4.4

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Fees

Fees

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Reputation

Reputation

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Security & Privacy

Security & Privacy

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Customer Support

Customer Support

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Accepted Countries

Accepted Countries

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features UPI Pay Features
  • Secure transactions, protected by a UPI Pin
  • Affiliated with leading Indian banks
  • Affiliated with Google Pay
  • Use multiple accounts in a single UPI app
Accepted CountriesAccepted Countries

India

General InformationGeneral Information

Company Name:

UPI Pay

Headqurters:

India

Established:

2016

Payment Type:

Bank Transfer

Fees:

₹2.5 - ₹5

Deposit:

Instant

Cashout:

3-5 Days

Website:

www.npci.org.in

livecasinos Supported Platforms and Devices
Desktop Tablet Mobile Apple Android Windows

Live Casinos That Accept UPI Pay Payments April 1, 2026

Most India-friendly live online casinos accept UPI Pay, but we conducted thorough research and chose the most reputable among them.  You can go through the list, use filters, and find the most suitable Indian casino for your needs.

secure Secure trusted Trusted verified Verified
Rating
Rating My region only Newest Title: A-Z Title: Z-A
united-states
Players from united states not accepted!
livecasinos

4.8/5

22Bet
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22Bet

Highlights

  • Huge library of varied live dealer games
  • Wide range of language options, localized tables, and currencies
  • Fiat + Crypto deposits and fast withdrawals
united-states
Players from united states not accepted!
livecasinos

4.6/5

Dafabet
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Dafabet

Highlights

  • Authentic Macau-like Online Experience
  • Plenty of Native Asian Tables
  • Huge Collection of Live Dealer Games
united-states
Players from united states not accepted!
livecasinos

4.4/5

1xBet
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1xBet

Highlights

  • Massive Collection of Live Casino Games
  • Many Different Software Providers
  • Fee-Free Deposits via 100+ Methods
united-states
Players from united states not accepted!
livecasinos

3.9/5

Gamdom
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Gamdom

Highlights

  • All the latest Evolution tables
  • A diverse array of payment methods focused on crypto
  • Modern UI and unique rewards system

UPI Pay Payment Method Overview

UPI Pay (Unified Payment Interface) first went live in 2016. Operated by the National Payments Corporation of India, UPI permits players to transfer money from a series of affiliated Indian banks and financial institutions to online gambling sites and other vendors. UPI Pay acts as a hub, allowing you to consolidate all your various Indian payment options into one app.

Predominantly a mobile platform, UPI Pay features over 207 banks and is responsible for 2.3 billion transactions per month in India alone, at a value of over $58 billion. The service allows users to immediately transfer money with no waiting times. UPI Pay can be used for both casino deposits and withdrawals.

UPI Pay appears regularly at so-called offshore online casinos and international sites, many of which cater to players based in India. These sites also offer similar options, such as PayTM. The speedy and easy service that UPI Pay offers have facilitated the growth of the Indian online gambling market, which is more open and accessible (not to mention popular) now than at any other time in its history.

Expert insight — janko glavonjić
“In testing, UPI deposits proved their speed. You enter your UPI ID or scan a QR code, approve the payment in your app, and the funds usually appear within seconds. However, the process depends on casino rules. Some operators use direct UPI, while others route payments through intermediaries, which can lead to delays or failed transactions.”

How to use UPI Pay for Online Casino Deposit

Before you can use UPI Pay, you need to follow these short steps:

Download a UPI app

Download a UPI app

Download the UPI supporting app or sign up for Google Pay.

Use an account that supports UPI

Use an account that supports UPI

Be sure that you have an account with a bank or financial institution that is affiliated with UPI Pay.

Find an UPI friendly live casino

Find an UPI friendly live casino

Find an online casino that accepts UPI. Most casinos accepting Indian players will have made this payment method available.

How to Make Casino Deposits and Withdrawals

Depositing via UPI is, perhaps, not as easy as processing payments to your casino with an e-wallet, but the process is hardly the most challenging in the world. Below, we will walk you through everything you need to do.

Making a live casino deposit and withdrawal using UPI Pay

UPI Pay Supported Currencies and Countries

UPI Pay is only really affiliated with Indian banks, so it won’t surprise you to learn that India is the only country where UPI Pay really has any presence. However, Indians based offshore can regularly use UPI to deposit and withdraw at casinos, again, assuming they have access to an Indian bank. The Indian rupee (INR) is the currency of choice for UPI payments, although the payment provider can also process transactions using US dollars.

UPI vs Other Common Online Casino Payment Methods

Method Deposit Time Withdrawal Time Average Fees Pros Cons
UPI Instant (seconds) Limited / Not standard 0% Very fast, direct bank transfer, no fees Bank restrictions, inconsistent integration
PayTM Instant (when working correctly) Limited / Not supported 0–2% Easy to use, wallet + UPI support Redirect flow, possible failed deposits
AstroPay Instant Limited 0–2.5% Simple deposit flow, no bank exposure Deposit-focused
Skrill Instant 1–24 hours 1–3% Reliable, supports withdrawals Fees, account required
Visa Instant 3–5 business days 0–2.5% Widely accepted, familiar Bank declines, slower withdrawals

Casino Bonuses for UPI Pay

As most of payment methods out there, you can claim welcome bonus and other offers in Indian casinos with UPI Pay. However, it is unlikely that you will be able to find a special bonus reserved for players who only deposit with this option.

Casino Playthrough Validity Conditions Rating / GO TO
1xBet
35x

3000 CAD + 150 FS Welcome Bonus

Make your first deposit of at least 14 CAD and the bonus will be automatically credited to your account. Package covers first 4 deposits. First deposit is 100% up to 500 CAD + 30 FS. Jin Yun ManMan is the game for first bonus. Wagering req is 35x. Minimum deposit is 14 CAD for first bonus and 20 CAD for subsequent. All of the general Terms and Conditions apply. Not available for cryptocurrency deposits.

LiveCasinos

4.4/5

VISIT CASINO
Dafabet
10x

10% Cashback Welcome

This promotion is exclusive for all Dafabet Real Money Account players without betting activity on Common Wallet. Only players in their first 7 days of making their first real money deposit are eligible to participate. Rewards are credited as a bonus with a 10x wagering requirement on bonus amount the following day (GMT+8). Players can only receive a bonus once daily. Bets on all Dafabet Live Dealer, Games and Arcade games are considered for the rollover requirements except: All Live Blackjack Tables (20% Contribution only).

LiveCasinos

4.6/5

VISIT CASINO
Playamo
40x

First Crypto Deposit Bonus 200% up to $1000

The maximum bonus amount is €/$1000. Depositing €/$250 will get you €/$750 to begin playing with. Please mind the wagering requirement here - the maximum bet is €/$5. To redeem your bonus, type CRYPTO in your bonus code field, click 'Add' and then proceed with your deposit. The First Crypto Deposit Bonus can only be used when making your FIRST deposit ever.

LiveCasinos

4.0/5

VISIT CASINO
Playamo
40x

First Crypto Deposit Bonus 200% up to $1000

The maximum bonus amount is €/$1000. Depositing €/$250 will get you €/$750 to begin playing with. Please mind the wagering requirement here - the maximum bet is €/$5. To redeem your bonus, type CRYPTO in your bonus code field, click 'Add' and then proceed with your deposit. The First Crypto Deposit Bonus can only be used when making your FIRST deposit ever.

LiveCasinos

4.0/5

VISIT CASINO

Re-deposit deals (where available) can frequently be claimed by choosing to deposit with a payment option such as UPI Pay. Similarly, loyalty and VIP bonuses and monthly specials are regularly available to Indian players who want to deposit with this method. Again, always check the terms and conditions of any offer before you decide to claim it.

Is UPI Pay the Right Deposit Method for You?

UPI is one of the fastest ways to deposit at online casinos when it is integrated properly. If the casino supports direct UPI payments, the process is simple. You enter your UPI ID or scan a QR code, approve the payment in your app, and the funds usually appear within seconds.

However, as we previously mentioned, the whole process depends on how the casino handles the payment. On some platforms, they go directly and work every time. On others, the payment is routed through a third-party page, where you complete the transfer and wait to be redirected back.

Another factor is bank behavior. Since UPI is directly linked to your bank account, transactions can be declined based on internal policies.

Should you use UPI Pay for Withdrawals?

UPI is not commonly used for withdrawals at online casinos. Even when deposits are supported, payouts are usually handled through a different method such as bank transfer or another payment option.

When to Avoid Using UPI Pay

UPI may not be the best option if you want a method that you can always use as both deposit and withdrawal method.

For players who want a predictable process or a single method for both deposits and withdrawals, e-wallets or other payment options may offer a more stable experience.

Here are a few of the other things you may wish to consider:

Pros

  • Processes bank transfers around the clock
  • Transactions take minutes to appear
  • Affiliated with leading Indian banks
  • All handled through a dedicated mobile app
  • Low fees for processing transactions
  • Payment method can be used for withdrawals

Cons

  • Only useful for Indian players
  • Has begun to introduce small charges
  • UPI transactions capped at Rs 1 lakh

Our Summary - UPI Pay Payment Method

If you’re based in India, then UPI Pay is a solid option for you. It is accepted by all major banks in India, offers very fast processing times, and it is among the safest options you can find.

However, if you are searching for a method that can provide both deposits and withdrawals, this might not be the best option for you.

Overall, UPI Pay is among the most recommended payment methods in India, and you should at least consider using it.

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Excellent

Written and fact checked by: Janko Glavonjic

Last Update: April 16, 2026

Anything incorrect or missing?

Let me know

FAQ - UPI Pay Casinos & Banking

Yes. UPI Pay is operated by the National Payments Corporation of India, is affiliated with over 200 banks, and offers an excellent and secure two-step authentication process for your transactions.
UPI Pay compares favourably with many other bank transfer payment providers in that it is cheaper to use, is available around the clock and is affiliated with many participating banks and financial institutions.
Unfortunately, no. India recently laid down the law regarding cryptocurrencies. UPI Pay only processes payments using Indian rupees and US dollars. For cryptocurrency options playing live casino, visit our cryptocurrency page.
Yes and no. UPI Pay used to be free for everyone. However, charges were introduced in late 2020. However, at just ₹2.5 - ₹5, these are minimal. Online casinos in India shouldn’t charge you for processing payments with UPI Pay, but a few of the naughtier ones do.
No. UPI Pay isn’t an e-wallet and doesn’t put a lot of focus on rewarding members for using its service. It is a bank transfer option, pure and simple.
There is a UPI Customer Care number that you can call to receive assistance, and there are FAQ and video guides available on their website. However, the “Get in Touch” button (on their website) takes you to an e-form where you can request assistance.
Any internet casino that wants to appeal to the Indian gambling sector will need to offer UPI Pay. As a result, most of them do. Casinos that do not specifically aim their service at or target players in India often won’t bother including this option.
Alternatives to UPI Pay include traditional credit and debit card transfers, although some Indian banks block these for gambling-related transactions. Therefore, NEFT and IMPS bank transfers are similar options you may wish to consider.
Not really. The trick to using UPI Pay is that you need to have an Indian bank account or an account with any of the financial bodies associated with UPI. For Indians living in America, this may not be an issue, and UPI Pay will even process their payments in US dollars if they wish. For your average American, though, UPI Pay is a non-starter.
Your UPI Pay account will need to be verified in several ways. You’ll need to provide some digits from your bank card and its expiry date. You will also need to provide proof of your identity when you process transactions. This is done when you login to your bank to link it with UPI Pay and is deemed a suitable KYC process for the payment provider.

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