Blackjack is a game that involves a player who tries to beat the dealer by scoring a blackjack (21) or, at least, a hand with a better point count than the dealer. That's the core premise, at least. Dozens of variations and rulesets are currently available across live dealer casino games with multiple possible features, side bets, and more. If you want an easy way to increase the RTP of the game, the early payout blackjack rule is likely your best option.

Early Payout Blackjack allows players to cash out before the round is over and the dealer cards are revealed. Essentially, it's a slightly more complicated version of the surrender move in blackjack. It also allows for more player choice. Currently, early payout blackjack is only available from Visionary iGaming.

How to Play Live Blackjack Early Payout

Before we dive into the specifics of how early payout works in blackjack, let's cover the basics.

Main Aspects of the Game

At most of the live dealer casinos that offer Live Blackjack with Early Payout players can play instantly via their browsers. In addition, multi-hand mode is offered and players can play up to three hands each game. There is a chance for customers to place side bets with good payout rates as well as they can chat with the dealer. Obviously, the best thing about Live Blackjack with Early Payout is the opportunity to quit the game while it is still in process and win some money instantly. Early payout rules aside, the game comes with a familiar set of rules that you'll quickly feel familiar with.

The Rules

A game session of Live Blackjack with Early payout starts with the player joining the table and placing one or more initial bets. Then, the dealer deals each player two face-up cards, whereas he receives one face-up and one face-down card. Then, the hands are completed by the dealer in accordance with the optimal blackjack early payout strategy. At any given point of the game the player can decide to quit it and ask for an early payout which is based on the player’s hand strength and the dealer’s face-up card strength. Essentially, the game will offer odds based on the relative strength of your hand and the dealer's known cards.

For example, if your hand is relatively strong and the dealer's upcard isn't, you'll get a payout that is larger than your stake but smaller than the standard 1:1 payout for a regular victory. Conversely, a weak player card will offer a blackjack early payout that's smaller than your stake. This reveals two possible uses for a blackjack early payout strategy:

When to Use Early Payout in Blackjack

  1. Cutting your losses if you believe you're going to lose. In this case, early payout is almost identical to the surrender option. However, the payout is dynamic rather than fixed. This can work both for and against you, depending on the circumstances.
  2. Locking down a victory at the cost of lower returns. If things seem to be going well for you but you don't want to risk a strong hand, you can request an early payout. That way, you'll be guaranteed to earn a profit in blackjack early payout – albeit a smaller one than you would win if you waited until the end.

Side Bets

The two side bets that players can place while playing Live Blackjack with Early Payout are Pairs and the Rummy bet. The payouts for both of these are pretty much industry standard. For example, ViG powered live casinos give 11:1 payout if the first two cards are a pair, no matter whether the pair is perfect or not. The rummy side bet pays 9:1 if the first two cards of the player + the dealer’s face-up card make three of a kind, three-card straight, or three-card flush. Importantly the early payout rule does not impact these two side bets whatsoever.

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Unique Features of the Game

Naturally, every blackjack variant has its unique features. Live Blackjack with Early Payout doesn't have many things that cannot be found in any other game besides, of course, the most important feature –  the possibility to ask for an early payout and leave the game before your hand is completed. If you're smart about it, your chances of losing the initial bet are minimal and you can earn some winnings as well.

Is “Early Payout” a Good or Bad Thing?

Many players wonder whether early payout is a good or a bad rule. With all of the information taken into account, it can be said that it is definitely a good thing. First of all, when a player is dealt a bad hand he can simply save his initial bet, ask for an early payout and try his luck the next game. That part works just like Surrender, which is generally regarded as a player-friendly rule.

Also, this feature can truly shine if you use some basic card counting strategies. For example, let's say you have a hand such as 12 or 13 and you know that many low cards have already been played. In this case, you can take an early payout because you know that your chances of busting are high.

Best Casinos Online To Play Early Payout Live Blackjack

Those who would like to play Live Blackjack Early Payout can do so at any casino that has Visionary iGaming titles. You can find some of our recommendations below, along with full reviews of the relevant casinos.



June 2024

BetUS is a long way from being a top-tier live casino site. No BetUS live casino bonus is a bummer. However, it does tick some boxes and can provide for a pleasing live dealer session across baccarat, roulette and blackjack tables. For a more lavish experience, you will need to switch websites.

7Bit Casino


June 2024

7Bit has been consistently good, with a varied offer and very few real drawbacks. Not all payment methods are free of charge, which is perhaps the only notable letdown. The pros include a huge offer of different 7 Bit live casino games, a potentially massive 7Bit casino promo for new customers, and solid customer care policy.

Ignition Casino


June 2024

Ignition and ViG are a good tandem, combining into a solid casino with some great tricks up its sleeve. Although the game portfolio is limited and the payment options narrow, there's a lot to love if you're from the United States or Australia.