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UnionPay Live Casinos - General Details and Top Casinos

UnionPay

UnionPay

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rating

4.5

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Fees

Fees

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Reputation

Reputation

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Security & Privacy

Security & Privacy

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Customer Support

Customer Support

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Accepted Countries

Accepted Countries

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features UnionPay Features
  • Works through partner banks
  • Available in English, Chinese, Japanese and Korean
  • Mobile and online payments processed
  • Debit/credit card (CVV) system, with mobile-based OTP confirmation
Accepted CountriesAccepted Countries

China, Worldwide

General InformationGeneral Information

Company Name:

UnionPay

Headqurters:

Shanghai, China

Established:

2002

Payment Type:

Bank Card, Bank Transfer, Mobile Payments

Fees:

None

Deposit:

Instant

Cashout:

Up 5 Business Days

Website:

www.unionpayintl.com

livecasinos Supported Platforms and Devices
Desktop Tablet Mobile Apple Android Windows

Best Union Pay Casinos to Play

Union Pay is the leading bank card provider in China. However, in terms of the total value of payments processed, Union Pay has now overtaken VISA and MasterCard as the world’s leading card scheme for purchasing goods. Naturally, this makes it a significant option worth looking at if you want to deposit at online casinos. This is something we will do right here.

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Top Live Online Casinos That Accept UnionPay 2024

Over the last few years, the number of casinos that now accept Union Pay has grown rapidly. While online gambling is illegal in China, that hasn’t stopped offshore and international casinos from accepting the payment method. Available globally, Union Pay International (CUP) could be the ideal option for you; all you need to do is find a reputable internet casino that accepts the payment provider.

Using our casino search system, you can filter out those online casinos that matter to you from our collection. Break down your search by looking for casinos in your region, those with top bonus deals and more.

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LiveCasinos.com is an affiliate website. We earn a commission when players sign up at advertised casinos. We are not casino operators. 18+. Gamble responsibly.

Introduction to Union Pay

Union Pay first debuted in 2002. It is China’s state-backed credit (and debit) card company. It is used regularly in China for offline transactions but also has a substantial online presence, where it can be used outside of its homeland. The addition of QR codes in 2017 saw Union Pay expand to the mobile sphere.

The payment method is linked to over 165 participating banks. It links to your bank account, using either a QR code and mobile (OTP) confirmation or your bank card’s details and CVV to confirm transactions. While it is unlikely that Westerners have a Chinese bank, Union Pay can be linked to an ApplePay account. Moreover, Chinese expats are an easy target for Union Pay, enabling them to gamble online without being in their homeland.

It is worth noting that physical Union Pay cards still require you to enter your card details into a casino’s cashier page. That is considerably less secure than many of the e-wallet, cryptocurrency, and prepaid options out there. Despite being an “outdated” form of payment at casinos, many millions of people still use Union Pay to do just that, instead relying on the casino’s security and encryption tools to keep their bank details safe.

How does one acquire a Union Pay card, and how easy is the payment method to use to deposit at casinos, though? Join us as we explain everything you need to know below.

Getting Started with Union Pay Is Super Easy

You must have a Union Pay card to use the payment method at casinos. Here is what you need to get one:

Receive your UnionPay card

Receive your UnionPay card

You must receive a Union Pay card from a participating bank or apply for one via Union Pay’s website. Either way, you’ll still need a bank account affiliated with Union Pay or Apple Pay.

Download the UnionPay app

Download the UnionPay app

Download the app (if you want to access QR code and mobile payments) and link it to your bank.

Make a casino deposit

Make a casino deposit

Head over to your chosen casino, and deposit with Union Pay to begin playing.

VISIT OUR TOP UNIONPAY CASINO

How to Make Casino Deposits and Withdrawals

Naturally, you’ll need to ensure that your chosen casino accepts Union Pay. Fortunately, most of the major casinos do. After finding one, you can choose to deposit in one of two different ways. We’ll explain those to you below and look at the other key things you need to know about using Union Pay at online casinos.

Making a live casino deposit and withdrawal using Union Pay

  • Step 1: Deposit at Your Casino: Visit your online casino and head to the cashier page. Select “deposits” and click/touch on Union Pay. If you want to deposit via your computer, you need to enter your card details into the boxes provided, along with the CVV. After entering the deposit amount, you’ll be redirected to your bank login screen, where you can confirm the transaction. If a mobile deposit sounds ideal to you (and you have Union Pay’s app), scan the QR code on the screen and use the OTP confirmation system (a code sent to your phone) to confirm the transaction. Deposits should arrive instantly in your casino account with Union Pay deposits, and no added fees should be charged.
  • Step 2: Withdrawing Your Winnings: Withdrawing your winnings through Union Pay is possible “most of the time”. There may be one or two sites that don’t offer this service. Again, app users can scan a QR code, while card depositors must enter their bank details into the box provided on the withdrawals page. You won’t need to confirm the withdrawal, but you will likely need to clear a KYC (know your customer) process and ensure that any wagering requirements on bonuses you may have claimed are cleared. Online casinos usually process your withdrawals in up to five business days. Union Pay doesn’t charge its users a fee, but they do charge merchants. It may be that your casino passes this withdrawal fee on to you, but plenty of casinos don’t do this.

When you make card-based deposits (such as with Union Pay), the minimum and maximum deposit and withdrawal limits can vary wildly from casino to casino. Therefore, we strongly urge you to check these before you decide to commit to any Union Pay casino site.

Union Pay Supported Currencies and Countries

Union Pay is most frequently used in its heartland of China. However, the payment method can be used internationally, with ApplePay, or if you happen to have a Chinese bank account. Union Pay is also in partnership with Discover, RuPay, JCB and BC Card. Many offshore and international casinos accept Union Pay as a payment option. The payment method can be used in English, Chinese, Korean, and Japanese.

The payment method can process payments in several currencies. It is not uncommon to see Australian, Canadian, New Zealand and US dollar payments processed. Swiss francs, euros, British pound sterling, Hong Kong and Singaporean dollars, Japanese yen, and Korean won currencies are accepted, too. Naturally, the most used currency is the Chinese yuan.

Top Casino Bonuses for Union Pay

Some online casinos may choose to provide you with a special bonus when you deposit with Union Pay. However, most tend to offer conventional welcome bonuses and deposit deals, whichever payment method you use.

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As a bank card option, Union Pay deposits are usually valid for any deposit-based bonus a casino offers. The same isn’t necessarily true for most e-wallet options. Again, it is worth browsing around to see if you can get a dedicated bank transfer/card-based deposit bonus with Union Pay or one of its partners, but don’t hold your breath. Your best shot of finding such bonuses is to head to our recommended Union Pay casino list to select one of those top sites to play at.

Why Deposit with Union Pay?

Why might you choose to deposit and withdraw with Union Pay over a more convenient payment option? Allow us to walk you through Union Pay’s pros and cons below:

Naturally, if you are based in China and are looking for an ideal payment method to gamble at online casinos, then Union Pay fits the bill. Moreover, if online casinos (and this is rare) don’t accept VISA or MasterCard, they will almost certainly accept Union Pay, or one of its partners, such as Discover or JCB. The fact that Union Pay doesn’t charge you fees is helpful, too, although, as mentioned, some casinos will pass those charges on to you.

The payment method is widely accepted at almost all international online casinos that cater to Asians, and its QR and OTP-based mobile app are handy for many players, especially those who want to use ApplePay to link to their Union Pay card.

Not everything is rosy, though. Union Pay is still predominantly a card-based deposit option, and therefore, susceptible to the same risks as conventional VISA and MasterCard transactions. Moreover, Union Pay, doesn’t quite have the same level of customer protection (if something goes wrong) that VISA and MasterCard do. There are both pros and cons to consider here.

Pros

  • Ideal for Chinese bettors online
  • Suitable alternative to VISA and MasterCard
  • No fees applied from Union Pay
  • Widely accepted across Asia
  • Sizeable limits suitable for all players
  • Mobile (QR and OTP) app options available

Cons

  • Card-based payment option, so less secure than other options
  • Only suitable if you have a Chinese bank
  • Some casinos pass charges on to you

Our Summary - Union Pay Payment Method

Bank transfer and credit/debit card options simply aren’t as popular as they used to be at online casinos. However, if you want to play at selected international casinos catering to players across Asia, you may find that VISA and MasterCard simply aren’t accepted, so Union Pay may be ideal. However, there are more secure and faster casino deposit methods out there if you have access to them.

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Best UnionPay Casinos to Play

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United States
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4.6/5

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4.4/5

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4.1/5

FAQ - Union Pay Casinos & Banking

Union Pay uses top technology to encrypt your transactions and protect them. Ultimately, though, it is still a card-based deposit option, and you can fall victim to scammers and hackers in just the same way as Mastercard or Visa depositors can.
Union Pay offers a similar service to MasterCard and VISA. While those two western options are known to charge users (sometimes), Union Pay doesn’t. However, Union Pay lacks some of the customer guarantees and protections you get with Mastercard and Visa, particularly in the event of stolen funds.
No. While Union Pay does accept over ten major fiat currencies, it cannot be used to process transactions using cryptocurrencies at this moment in time.
Yes. Union Pay transactions are processed without charges, save for the usual credit card charges you would expect to see. However, Union Pay does charge its merchants, so when you want to withdraw your winnings, the casino “could” but shouldn’t pass on those charges to you.
No. Union Pay is a straightforward debit and credit card banking service and does not feature a loyalty club for its members.
There is a Help Center present on Union Pay’s website. This provides an FAQ (frequently asked questions) guide and points you in the direction of an Overseas Service Hotline, but there aren’t any live chat support options or anything of the sort, no.
Most of the international, offshore, Asian-facing betting sites we’ve come across accept Union Pay. However, it is less prevalent (almost virtually non-existent) in casinos licensed out of the UK, Malta, and Gibraltar. Curacao and Philippines licensed sites seem to be your best bet to find Union Pay deposit options.
Union Pay is the essentially Chinese equivalent of VISA, MasterCard, and to a degree, American Express. Any of these would be suitable alternatives. So, too, would JCB and Discover card deposits, as these brands are aligned with Union Pay.
Not really. US live casino players can sometimes deposit using Discover, but for the most part, they will want to try their hand at the far more common VISA and MasterCard deposit options instead.
Union Pay is linked to your Chinese bank. If your bank issues you with a Union Pay bank card, then it is safe to say that you have already verified your identity. If you obtain a Union Pay card by other means, then you will need to verify your ID with those sources. Union Pay doesn’t physically check for your identity themselves.

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