According to the optimal Baccarat strategy, the bet with the highest hit frequency and the most favourable odds for the player is the Banker and you will not often see experienced players betting on any other option – unless they are adrenaline addicts, in pursuit of a risky gameplay with a high house edge.
The only shortcoming of the Banker bet is the commission – with a winning rate calculated at over 45%, it is only natural that the house would want a piece of the action, which is why every win comes with a 5% commission, adding just a pinch of a bitter aftertaste to your victory. Fortunately, thanks to Ho Gaming, you can avoid the commission and try the developer’s Live Baccarat Non-Commission variant which lets you get away without paying the piper.
Apart from not charging the mandatory 5%, Ho Gaming introduces the same betting pattern and table layout as the traditional version. The players will select one of the three available bets - Banker, Player, or Tie and place the chip on the betting areas. Side bets (Player/Banker Pair) are available as well.
Both the Player and the Banker are paid 1:1, while the Tie bet comes with the highest payout rate as well as the highest house edge; winning on a Tie will result in 8:1 payout or 14.36% house edge. And, in case you were wondering how the house will make up for the lost commission, the payout for the Banker bet that wins on the total of 6 is less than an even pay – 0.5:1.
If you are not willing to part with a portion of your winnings every time your Banker bet wins or if you hate losing odds with Player, the Non-Commission Baccarat variant is your perfect choice. The platform and functionality are exactly the same as with the regular Baccarat version, except for one tiny detail – you get to keep the entire winning amount every time the Banker bet wins (unless the hand total is 6).